Meanwhile,
Csg, housing aid, savings …:
– Posted on August 16, 2025 at 2:30 p.m.
The next few months promise to be decisive for French retirees, there are many benefits of suspension.
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This popular and well -known tax advantage of retirees could disappear in 2026. Therefore, It has been a time that the 10 % reduction applied to taxable pensions is targeted by the government. However, Although in effect in force, its abolition next year could lead to a significant increase in tax for many retirees. However, What affect their purchasing power and much more.
End of the 10 % reduction: the repercussions on retirees – Csg, housing aid, savings …
The end of the 10 % reduction would first mean that “Over 500,000 taxable retirees”. Meanwhile, This situation will also result in a 10 % increase in reference tax income (RFR) for concerned. Therefore, Note that the csg, housing aid, savings … RFR is an essential element for accessing various social aids on French territory. Thus, the lower the RFR of a retiree, the more it can benefit from favorable devices. Otherwise, the taxpayer could be reduced to pensions. Indeed, an increase in RFR could lead to an increase in the CSG, which should not exceed a certain threshold.
An increase in the FR can make you lose your allowances
In addition to this. the reference tax income determines eligibility for the popular savings book. This year, the Banque de France recorded exactly 11.4 million holders of a LEP, for 4.4 million retirees. Thus, an increase in RFR could be fatal for certain savers. Even more, the RFR influences access to certain social assistance provided by CAF. This is particularly the case for APL, ASPA or even AAH. Thus, concerned could lose their allowances. Worse, some pensioners could be excluded csg, housing aid, savings … from social housing.
Tip to lighten the taxation of tomorrow
If you are still active. you still have the possibility of acting to counter the tax reduction of 10 %. This, thanks to your per. The retirement savings plan is indeed a system that supports you in preparing your retirement throughout your career. It thus saves long -term income. Which will be accessible when you retire. Note that the payments made on your retirement savings plan are deductible from your taxable income, under certain conditions. What represent a large tax advantage. This process thus helps you to reduce your current taxes while constituting an income for the future.
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