Nevertheless,
If your pension exceeds this:
And at retirement evokes for many a well -deserved rest. Moreover, reality can sometimes be less pleasing. However, Some seniors struggle to cover their monthly expenses, braked by pensions deemed too weak. Consequently, Added to this is a general increase in prices which further complicates their daily lives. Furthermore, especially for those who already have modest income. Consequently, And the news is not reassuring. Meanwhile, According to several sources, certain allowances could soon be revised downwards. Similarly, In a tense economic context. Nevertheless, the most fragile retirees may see their standard of living retreat, despite years spent working tirelessly.
Pensions and inflation: fragile balance – If your pension exceeds this
In 2025, pensions experienced an increase of 2.2 %, as reported Full -life via Moneyvox. However, Officially. Consequently, this measure aims to counter the effects of inflation which continues to weigh on the daily life of the French. For if your pension exceeds this example, But behind this apparently reassuring increase. For example, the real calculation can reserve unpleasant surprises, especially for those who depend on modest pensions. The differences between the diets are such that some pensioners may see their purchasing power stagnate or even back down.
This context is part of a broader budgetary logic. To bring public debt to 2.8 % in 2029, against 5.4 % expected at the end of 2025, François Bayrou proposed an ambitious savings plan. He was talking about a “effort to all French people“, a requirement he judges”just“Faced with economic challenges. But in the meantime, it is often the most vulnerable that feel the immediate effects.
Bad news for retirees
From 2026, retirees could see two major changes impacting their portfolio. On the one hand, the Disindexing of inflation pensionson the other, the abolition of the tax reduction of 10 % on income. These measures, proposed if your pension exceeds this within the framework of the rigor plan carried by François Bayrou, aim to alleviate public spending. Indeed, the Prime Minister defends a total freezing of pensions for twelve months, whatever their height. “”In 2026, pensions will be maintained in the same amount. No less no less“, He said, focusing on inflation announced as very low, around 1 %.
Concretely, this means that a basic pension of 814 euros would not increase, when it should have benefited from around 8.14 euros additional per month. Over the year, this represents almost 100 euros lost. This brake, presented as not very painful, would, however, report three billion euros in the state. But for retirees. especially those with modest income, this “little effort“could quickly weigh heavy in a context where each euro counts.
Retirees called for national effort
The pensions freeze project for 2026 will not be without consequences. According to the OFCE. if your pension exceeds this this measure could cause an average of 320 euros per year to households, the main person is retired. And even if François Bayrou assures thatThis is an effort limited to a single yearthis loss will never be. recovered. In 2027, revaluation, if it takes place, will be based on the amount of 2025 … which will definitively confirm this decline in purchasing power. At the same time, complementary pensions like those of Agirc-Arrco may only be noted from 0.5 to 0.9 %… well below the pace of cumulative inflation.
Another size change for retirees: the questioning of the tax reduction of 10 % on pensions, in place since 1979. The government wishes to transform this deduction into a package of 2000 euros. “”This will make it possible to favor small pensions, guarantee an unchanged purchasing power to average pensions … and put the most important pensions in ordinary law“says the if your pension exceeds this head of government. Clearly, the wealthiest retirees will see their tax advantage decrease, with a loss of up to 2,399 euros of deduction. “The taxation of retirees which earn more than 20,000 euros will be slightly increased. It is a measure of social justice“Explained Eric Lombard. Problem: modest retirees are often not taxable and will therefore not benefit from any gain. Faced with this tense fiscal climate. some choose to go and live elsewhere, especially in Thailand, where the cost of living is much softer and the sun is still there.
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