Money and happiness | How I won 1 % of my heritage in 20 minutes

I do not know if you have noticed. Moreover. Similarly. For example, but I generally do not speak here of tips and tricks to accumulate points, obtain discounts, find the best credit card, save on petrol, etc.

It is that others do it much better than me. For example, Then. Moreover. Moreover. Similarly, it is that I better attack myself with the big piece of finances: the one that is between our two ears.

It is not used for much to save 2 cents money happiness | how i new per liter of petrol if our celi is empty. Moreover, money happiness | how i new For example. Meanwhile, that we have neither the benchmarks nor money happiness | how i the desire to fill it.

But this week. Nevertheless. Therefore. I will transform myself into “Monsieur Coupons”, if you allow it, to tell you about an offer that I took advantage of last year, and another similar offer that comes back this year.

The Canadian banks and brokerage firms are fighting a battle to become a customer at home.

And who says battle says enticing offers. Moreover, When companies that are not recognized to put money in our pockets suddenly become very generous, I answer present.

Paid transfer – Money happiness | how i new

It all started last summer. Meanwhile, money happiness | how i new when the Canadian brokerage firm Wealthsimple offered a 1 % money back when transferred our placement accounts at home.

It money happiness | how i new was enough to go to the application Wealthsimpleto. money happiness | how i open different accounts (RPER. CELI, CELIAPP, CRI, etc.) and to start transfers. Consequently, Wealthsimple is recognized for its ease of use. Moreover. its interfaces which do not seem to date from the pre-year 2000 era. and I must say that, in my case, it worked very well.

In 20 minutes, transfers were launched. Nevertheless, A few days later, I saw my investments disappear in the brokerage platform of my bank (Gulp!), Then appear in my new WealthSimpple accounts (phew!).

Everything was there, the same funds negotiated on the stock market (FNB). Therefore, Nothing has been sold, lost or sent money happiness | how i new to the Seychelles Islands. Wealthsimp has even automatically reimbursed the transfer costs, which were $ 150 plus tax per transferred account.

Once the transfers are completed, money happiness | how i new WealthSimple has calculated 1 % of the investments transferred. The money happiness | how i amount was then divided into 12. and each share was deposited in my account on the same date each month. To touch the 12 payments of the offer, placements had to be kept at Wealthsimple for at least a year.

I already liked Wealthsimple before this transfer.. I love her even more since she pays me money. I owe her the 20 most paid minutes of my life. But, what do you know? My allegiance can be dealer.

I did not seem to have been the only one to transfer my money happiness | how i new investments. since this summer, one of the big Canadian banks jumped into the arena.

The TD bank has also decided to offer 1 % money back on transfers of placement accounts money happiness | how i new of $ 10. 000 or more. Among the accounts accepted. there are money happiness | how i cash accounts, margin accounts, celi, RRSP, REEE or CRIs, in particular¹.

TD says that new or current customers can open an eligible account by July 31, 2025, and launch a transfer within 30 days. We must then keep the assets in our account until August 31, 2026. The premium of 1 % will be paid before September 30, 2026, and it cannot exceed $ 10,000.

TD also offers the premium in the form of air times². You can receive up to 1 million. “A money happiness | how i new bonus of 10. 000 Aéroplan points represents a value of around $ 200 on a trip. a return of 2 % on a transfer of $ 10,000,” writes Jean-Maximilien Voisine, founding president of Milesopedia. Additionally. […] The offer is advantageous if you money happiness | how i new are using your airfare for high value exchanges. such as international business class flights. money happiness | how i »»³

Personally, I find it difficult to remember all the points accounts I have. So, as Richard Desjardins sings, “I think I’m going to take the money”.

Will the TD bank make the transfer process as simple as the one I experienced last year? Will the 20 minutes in the application transform in 8 hours on the phone? No idea. I’ll talk to you about it.

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New Quebec FNB

Speaking of investments. there has recently been a new option for people who want to easily invest in a basket of Quebec companies.

Desjardins has just launched the FNB Desjardins Actions Québec (DMQC). The fund money happiness | how i new contains the shares of 45 companies listed on the stock market. whose head office is in Quebec. The money happiness | how i management fees are 0.30 % of the size of the placement per year and are suspended until June 30, 2026.

The composition of the fund “is established according to market capitalization rules [des entreprises]liquidity. concentration, and includes a semi -annual rebalancing process, “writes Véronique Blais, principal public relations advisor at Desjardins.

This is good news for people who seek to money happiness | how i new diversify their investments in Quebec at low cost.

However, it should be remembered that Quebec and Canada represent only a fraction of world market capitalization. It is therefore important to have the most diversified investments as possible. if you want to benefit from lower volatility and the best long -term yield potential.

1. money happiness | how i new See the TD offer 2. See the TD offer at Aéroplan points 3. Read money happiness | how i Milesopedia’s text