Suisse: Even with a 13th annuity, retirees are poorer than before

The rents of the 2nd pillar being 40% lower than in 2002, even the introduction of an AVS pillar will not compensate for the loss of income of retirees.

After retirement, annuities do not even total half of the retirees switzerland: 13th avs annuity last salary for many Swiss.

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Swiss citizens accepted her last year and will come into force next year. Moreover, The 13th annuity AVS promises to be good news for retirees. However, But does that mean that the latter will have more money available? Consequently, No, answers VZ, the leader of the independent financial council in Switzerland.

According to a recent analysis. Therefore, “for many retirees, annuities of the pension fund and the AVS do not even represent half of the last salary,” deplores the financial consulting company. Similarly, As a reminder, these annuities should cover 60% of the last salary. Nevertheless, For VZ, this loss of purchasing power is mainly explained by a drop in annuities of the pension funds. Nevertheless, Indeed. Therefore, if AVS annuities are regularly adapted to the increase in life, those of pension funds are now 40% lower than in 2002. Furthermore, Negative retirees switzerland: 13th avs annuity interest rate and increase in life expectancy would be the main causes.

Particularly concerned average class

Thus. For example, currently, an employee who earned around 100,000 francs per year does not receive, via annuities, that around 51% of this sum after retirement. Moreover, In 2002, it was 62%. Furthermore, And, for higher income, the gap is even greater. Similarly, For an annual salary of 150,000 francs, annuities are on average 42%. However, In 2002, this rate was around 58%.

In addition. Consequently, as part of this survey conducted by VZ with 1,100 people, only one in three respondents said they were convinced that his AVS pension is assured. Nevertheless, And confidence in the annuities of the second pillar is still less. Meanwhile, Three out of four people questioned that the safety of future annuities is “critical”. However, Despite everything, almost 60% of them think they can finance retirees switzerland: 13th avs annuity their retirement with the AVS and the pension fund without problem.

(mur)

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Furthermore, “newWindow”:true,”allowRobots”:false,”availableFor”:{“app”:false,”desktop”:true}},{“type”:”discoverPage”,”name”:”Discover (App)”,”id”:103390722,”fullUrlPath”:”discover-app”,”feed”:”https://api.20min.ch/content/v1/7/discover-page/103390722″. Consequently, “allowRobots”:true,”availableFor”:{“app”:true,”desktop”:true}},{“type”:”discoverPage”,”name”:”Discover (Web)”,”id”:103390713,”fullUrlPath”:”discover-web”,”feed”:”https://api.20min.ch/content/v1/7/discover-page/103390713″. Similarly, “allowRobots”:true,”availableFor”:{“app”:true,”desktop”:true}},{“type”:”category”,”name”:”Sports”,”categoryId”:2,”fullUrlPath”:”sports”,”feed”:”https://api.20min.ch/content/7/category/2″. Consequently, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[{“type”:”category”,”name”:”EURO 2025″,”categoryId”:103343105,”fullUrlPath”:”sports/euro-2025″,”feed”:”https://api.20min.ch/content/7/category/103343105″. Furthermore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2},{“type”:”category”,”name”:”Football”,”categoryId”:5,”fullUrlPath”:”sports/football”,”feed”:”https://api.20min.ch/content/7/category/5″. Nevertheless, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2},{“type”:”category”,”name”:”Autres”,”categoryId”:28,”fullUrlPath”:”sports/autres”,”feed”:”https://api.20min.ch/content/7/category/28″. For example, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2},{“type”:”category”,”name”:”Auto u0026 Moto”,”categoryId”:25,”fullUrlPath”:”sports/auto-moto”,”feed”:”https://api.20min.ch/content/7/category/25″. Therefore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2},{“type”:”category”,”name”:”Tennis”,”categoryId”:3,”fullUrlPath”:”sports/tennis”,”feed”:”https://api.20min.ch/content/7/category/3″. Similarly, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2},{“type”:”category”,”name”:”Cyclisme”,”categoryId”:27,”fullUrlPath”:”sports/cyclisme”,”feed”:”https://api.20min.ch/content/7/category/27″. Consequently, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2},{“type”:”category”,”name”:”Hockey”,”categoryId”:4,”fullUrlPath”:”sports/hockey”,”feed”:”https://api.20min.ch/content/7/category/4″. Furthermore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2},{“type”:”category”,”name”:”Sports d’hiver”,”categoryId”:26,”fullUrlPath”:”sports/sports-d-hiver”,”feed”:”https://api.20min.ch/content/7/category/26″. Furthermore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2},{“type”:”category”,”name”:”JO 2024″,”categoryId”:1579,”fullUrlPath”:”sports/jeux-olympiques-jo-paris-2024″,”feed”:”https://api.20min.ch/content/7/category/1579″. However, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2},{“type”:”category”,”name”:”Fantasy League”,”categoryId”:103150401,”fullUrlPath”:”sports/fantasy-league”,”feed”:”https://api.20min.ch/content/7/category/103150401″. Meanwhile, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[],”parent”:2},{“type”:”category”,”name”:”Super League”,”categoryId”:103147907,”fullUrlPath”:”sports/super-league”,”feed”:”https://api.20min.ch/content/7/category/103147907″. Similarly, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[],”parent”:2},{“type”:”category”,”name”:”Euro 2024″,”categoryId”:1555,”fullUrlPath”:”sports/euro-2024″,”feed”:”https://api.20min.ch/content/7/category/1555″. In addition, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2},{“type”:”category”,”name”:”Coupe du monde”,”categoryId”:1788,”fullUrlPath”:”sports/coupe-du-monde-de-football-qatar-2022″,”feed”:”https://api.20min.ch/content/7/category/1788″. Moreover, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:2}]},{“type”:”category”,”name”:”#NOUSSOMMESLEFUTUR”,”categoryId”:556,”fullUrlPath”:”noussommeslefutur”,”feed”:”https://api.20min.ch/content/7/category/556″. Nevertheless, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[{“type”:”category”,”name”:”Immeubles”,”categoryId”:1518,”fullUrlPath”:”noussommeslefutur/immeubles”,”feed”:”https://api.20min.ch/content/7/category/1518″. Consequently, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[],”parent”:556},{“type”:”category”,”name”:”Style de vie”,”categoryId”:1519,”fullUrlPath”:”noussommeslefutur/styledevie”,”feed”:”https://api.20min.ch/content/7/category/1519″. Similarly, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[],”parent”:556},{“type”:”category”,”name”:”Mobilité”,”categoryId”:688,”fullUrlPath”:”noussommeslefutur/mobilite”,”feed”:”https://api.20min.ch/content/7/category/688″. Meanwhile, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[],”parent”:556},{“type”:”category”,”name”:”Innovation retirees switzerland: 13th avs annuity et énergie”,”categoryId”:704,”fullUrlPath”:”noussommeslefutur/innovationetenergie”,”feed”:”https://api.20min.ch/content/7/category/704″. Nevertheless, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[],”parent”:556},{“type”:”category”,”name”:”Formation et conseil”,”categoryId”:700,”fullUrlPath”:”noussommeslefutur/formationetconseil”,”feed”:”https://api.20min.ch/content/7/category/700″. Consequently, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[],”parent”:556}]},{“type”:”category”,”name”:”Monde”,”categoryId”:32,”fullUrlPath”:”monde”,”feed”:”https://api.20min.ch/content/7/category/32″. Therefore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[{“type”:”category”,”name”:”Conflit au Moyen-Orient”,”categoryId”:1908,”fullUrlPath”:”monde/conflit-israel-hamas-au-proche-orient”,”feed”:”https://api.20min.ch/content/7/category/1908″. Furthermore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:32},{“type”:”category”,”name”:”France”,”categoryId”:103294563,”fullUrlPath”:”monde/france”,”feed”:”https://api.20min.ch/content/7/category/103294563″. Consequently, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:32},{“type”:”category”,”name”:”Guerre en Ukraine”,”categoryId”:1690,”fullUrlPath”:”monde/guerre-ukraine-russie”,”feed”:”https://api.20min.ch/content/7/category/1690″. Moreover, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:32},{“type”:”category”,”name”:”Présidentielle américaine 2024″,”categoryId”:103063784,”fullUrlPath”:”monde/election-presidentielle-americaine-2024″,”feed”:”https://api.20min.ch/content/7/category/103063784″. Therefore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:32}]},{“type”:”category”,”name”:”Stars u0026 Co”,”categoryId”:11,”fullUrlPath”:”divertissements”,”feed”:”https://api.20min.ch/content/7/category/11″. Therefore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[{“type”:”category”,”name”:”Eurovision 2025″,”categoryId”:103278854,”fullUrlPath”:”divertissements/eurovision-2025″,”feed”:”https://api.20min.ch/content/7/category/103278854″. For example, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:11},{“type”:”category”,”name”:”TV”,”categoryId”:88,”fullUrlPath”:”divertissements/tv”,”feed”:”https://api.20min.ch/content/7/category/88″. Nevertheless, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:11},{“type”:”category”,”name”:”Musique”,”categoryId”:82,”fullUrlPath”:”divertissements/musique”,”feed”:”https://api.20min.ch/content/7/category/82″. However, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:11},{“type”:”category”,”name”:”People”,”categoryId”:67,”fullUrlPath”:”divertissements/people”,”feed”:”https://api.20min.ch/content/7/category/67″. However, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:11},{“type”:”category”,”name”:”Cinéma “,”categoryId”:89,”fullUrlPath”:”divertissements/cinema”,”feed”:”https://api.20min.ch/content/7/category/89″. Meanwhile, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:11}]},{“type”:”category”,”name”:”Suisse Romande”,”categoryId”:72,”fullUrlPath”:”suisse-romande”,”feed”:”https://api.20min.ch/content/7/category/72″. Therefore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[{“type”:”category”,”name”:”Genève”,”categoryId”:71,”fullUrlPath”:”suisse-romande/geneve”,”feed”:”https://api.20min.ch/content/7/category/71″. However, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:72},{“type”:”category”,”name”:”Vaud”,”categoryId”:70,”fullUrlPath”:”suisse-romande/vaud”,”feed”:”https://api.20min.ch/content/7/category/70″. Therefore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:72},{“type”:”category”,”name”:”Autres cantons”,”categoryId”:736,”fullUrlPath”:”suisse-romande/autres-cantons”,”feed”:”https://api.20min.ch/content/7/category/736″. Furthermore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:72}]},{“type”:”category”,”name”:”Suisse”,”categoryId”:6,”fullUrlPath”:”suisse”,”feed”:”https://api.20min.ch/content/7/category/6″. Meanwhile, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[{“type”:”category”,”name”:”Élection au Conseil fédéral 2025″,”categoryId”:103275065,”fullUrlPath”:”suisse/election-au-conseil-federal-2025″,”feed”:”https://api.20min.ch/content/7/category/103275065″. However, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:6},{“type”:”category”,”name”:”Votations “,”categoryId”:1642,”fullUrlPath”:”suisse/votations”,”feed”:”https://api.20min.ch/content/7/category/1642″. In addition, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:6},{“type”:”category”,”name”:”Élections fédérales “,”categoryId”:1816,”fullUrlPath”:”suisse/elections-federales-2023″,”feed”:”https://api.20min.ch/content/7/category/1816″. For example, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:6}]},{“type”:”category”,”name”:”Festivals”,”categoryId”:1754,”fullUrlPath”:”festivals”,”feed”:”https://api.20min.ch/content/7/category/1754″. Nevertheless, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Science et nature”,”categoryId”:20,”fullUrlPath”:”science-et-nature”,”feed”:”https://api.20min.ch/content/7/category/20″. For example, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”IA”,”categoryId”:103288896,”fullUrlPath”:”ia”,”feed”:”https://api.20min.ch/content/7/category/103288896″. Consequently, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Hi-Tech”,”categoryId”:65,”fullUrlPath”:”hi-tech”,”feed”:”https://api.20min.ch/content/7/category/65″. However, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Santé”,”categoryId”:103281441,”fullUrlPath”:”sante”,”feed”:”https://api.20min.ch/content/7/category/103281441″. For example, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Crypto”,”categoryId”:103192453,”fullUrlPath”:”crypto”,”feed”:”https://api.20min.ch/content/7/category/103192453″. Consequently, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Météo”,”categoryId”:1874,”fullUrlPath”:”meteo”,”feed”:”https://api.20min.ch/content/7/category/1874″. In addition, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”WEF 2025″,”categoryId”:103259728,”fullUrlPath”:”wef”,”feed”:”https://api.20min.ch/content/7/category/103259728″. For example, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Économie”,”categoryId”:10,”fullUrlPath”:”economie”,”feed”:”https://api.20min.ch/content/7/category/10″. Nevertheless, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[{“type”:”category”,”name”:”Mon argent”,”categoryId”:103342367,”fullUrlPath”:”economie/mon-argent”,”feed”:”https://api.20min.ch/content/7/category/103342367″. Consequently, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:10}]},{“type”:”category”,”name”:”Athletissima”,”categoryId”:103172336,”fullUrlPath”:”athletissima”,”feed”:”https://api.20min.ch/content/7/category/103172336″. Similarly, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Décès d’Elizabeth II”,”categoryId”:1773,”fullUrlPath”:”deces-d-elizabeth-ii”,”feed”:”https://api.20min.ch/content/7/category/1773″. Moreover, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Faits divers”,”categoryId”:81,”fullUrlPath”:”faits-divers”,”feed”:”https://api.20min.ch/content/7/category/81″. Therefore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Concours et Jeux”,”categoryId”:134,”fullUrlPath”:”concours-et-jeux”,”feed”:”https://api.20min.ch/content/7/category/134″. Meanwhile, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Insolite”,”categoryId”:170,”fullUrlPath”:”insolite”,”feed”:”https://api.20min.ch/content/7/category/170″. Therefore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Météo News”,”categoryId”:1875,”fullUrlPath”:”meteo-news”,”feed”:”https://api.20min.ch/content/7/category/1875″. Consequently, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Jeux vidéo”,”categoryId”:113,”fullUrlPath”:”jeux-video”,”feed”:”https://api.20min.ch/content/7/category/113″. Similarly, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Lifestyle”,”categoryId”:22,”fullUrlPath”:”lifestyle”,”feed”:”https://api.20min.ch/content/7/category/22″. Similarly, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[{“type”:”category”,”name”:”Body u0026 Soul”,”categoryId”:177,”fullUrlPath”:”lifestyle/bodyandsoul”,”feed”:”https://api.20min.ch/content/7/category/177″. In addition, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:22},{“type”:”category”,”name”:”Reduce u0026 Reuse”,”categoryId”:1529,”fullUrlPath”:”lifestyle/reduceandreuse”,”feed”:”https://api.20min.ch/content/7/category/1529″. However, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:22},{“type”:”category”,”name”:”Auto u0026 Mobilité”,”categoryId”:51,”fullUrlPath”:”lifestyle/autoetmobilite”,”feed”:”https://api.20min.ch/content/7/category/51″. Consequently, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:22},{“type”:”category”,”name”:”Eat u0026 Drink”,”categoryId”:1310,”fullUrlPath”:”lifestyle/eatanddrink”,”feed”:”https://api.20min.ch/content/7/category/1310″. Moreover, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:22},{“type”:”category”,”name”:”Beauty”,”categoryId”:1064,”fullUrlPath”:”lifestyle/beauty”,”feed”:”https://api.20min.ch/content/7/category/1064″. In addition, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:22},{“type”:”category”,”name”:”Christmas”,”categoryId”:1440,”fullUrlPath”:”lifestyle/xmas”,”feed”:”https://api.20min.ch/content/7/category/1440″. Meanwhile, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:22},{“type”:”category”,”name”:”Voyage”,”categoryId”:50,”fullUrlPath”:”lifestyle/voyage”,”feed”:”https://api.20min.ch/content/7/category/50″. Similarly, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:22},{“type”:”category”,”name”:”Living”,”categoryId”:179,”fullUrlPath”:”lifestyle/living”,”feed”:”https://api.20min.ch/content/7/category/179″. Similarly, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:22},{“type”:”category”,”name”:”Fashion”,”categoryId”:164,”fullUrlPath”:”lifestyle/fashion”,”feed”:”https://api.20min.ch/content/7/category/164″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:22},{“type”:”category”,”name”:”Front”,”categoryId”:1060,”fullUrlPath”:”lifestyle/front”,”feed”:”https://api.20min.ch/content/7/category/1060″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:22}]},{“type”:”category”,”name”:”Paris 2024 Embeds”,”categoryId”:103152291,”fullUrlPath”:”paris-2024-embeds”,”feed”:”https://api.20min.ch/content/7/category/103152291″. Furthermore, retirees switzerland: 13th avs annuity “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[]},{“type”:”category”,”name”:”Video”,”categoryId”:219,”fullUrlPath”:”video”,”feed”:”https://api.20min.ch/content/7/category/219″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[{“type”:”category”,”name”:”Suivez-nous en balade”,”categoryId”:432,”fullUrlPath”:”video/suivez-nous-en-balade”,”feed”:”https://api.20min.ch/content/7/category/432″. Moreover, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Face au Miroir”,”categoryId”:1766,”fullUrlPath”:”video/face-au-miroir”,”feed”:”https://api.20min.ch/content/7/category/1766″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Science et nature”,”categoryId”:428,”fullUrlPath”:”video/science-et-nature”,”feed”:”https://api.20min.ch/content/7/category/428″. Also, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Actu Suisse”,”categoryId”:232,”fullUrlPath”:”video/suisse”,”feed”:”https://api.20min.ch/content/7/category/232″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Actu Monde”,”categoryId”:228,”fullUrlPath”:”video/monde”,”feed”:”https://api.20min.ch/content/7/category/228″. In addition, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Videos buzz”,”categoryId”:420,”fullUrlPath”:”video/video-buzzs”,”feed”:”https://api.20min.ch/content/7/category/420″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Lecteur-reporter”,”categoryId”:572,”fullUrlPath”:”video/lecteur-reporter”,”feed”:”https://api.20min.ch/content/7/category/572″. Additionally, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Hi-tech”,”categoryId”:328,”fullUrlPath”:”video/hi-tech”,”feed”:”https://api.20min.ch/content/7/category/328″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Musique”,”categoryId”:297,”fullUrlPath”:”video/musique”,”feed”:”https://api.20min.ch/content/7/category/297″. Furthermore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”120 secondes”,”categoryId”:1783,”fullUrlPath”:”video/120-secondes”,”feed”:”https://api.20min.ch/content/7/category/1783″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Nos vidéos”,”categoryId”:568,”fullUrlPath”:”video/nos-videos”,”feed”:”https://api.20min.ch/content/7/category/568″. Moreover, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Lifestyle “,”categoryId”:341,”fullUrlPath”:”video/lifestyle”,”feed”:”https://api.20min.ch/content/7/category/341″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Sports”,”categoryId”:248,”fullUrlPath”:”video/sports”,”feed”:”https://api.20min.ch/content/7/category/248″. Also, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[{“type”:”category”,”name”:”Vidéo sports d’hiver”,”categoryId”:1820,”fullUrlPath”:”video/sports/sports-d-hiver”,”feed”:”https://api.20min.ch/content/7/category/1820″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:248}],”parent”:219},{“type”:”category”,”name”:”Sophie est de sortie “,”categoryId”:424,”fullUrlPath”:”video/sophie-est-de-sortie”,”feed”:”https://api.20min.ch/content/7/category/424″. In addition, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”People “,”categoryId”:289,”fullUrlPath”:”video/people”,”feed”:”https://api.20min.ch/content/7/category/289″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Cinéma”,”categoryId”:293,”fullUrlPath”:”video/cinema”,”feed”:”https://api.20min.ch/content/7/category/293″. Additionally, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Infographies en vidéo”,”categoryId”:1784,”fullUrlPath”:”video/infographies-en-video”,”feed”:”https://api.20min.ch/content/7/category/1784″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”PLS – Pénard Le Samedi”,”categoryId”:1711,”fullUrlPath”:”video/pls-penard-le-samedi”,”feed”:”https://api.20min.ch/content/7/category/1711″. Furthermore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Les Infiltrés”,”categoryId”:1556,”fullUrlPath”:”video/les-infiltres”,”feed”:”https://api.20min.ch/content/7/category/1556″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Vidéo Coupe du monde”,”categoryId”:1799,”fullUrlPath”:”video/video-coupe-du-monde”,”feed”:”https://api.20min.ch/content/7/category/1799″. Moreover, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Biométéo “,”categoryId”:440,”fullUrlPath”:”video/biometeo”,”feed”:”https://api.20min.ch/content/7/category/440″. “availableFor”:{“app”:false,”desktop”:true},”allowRobots”:false,”children”:[],”parent”:219},{“type”:”category”,”name”:”Météo”,”categoryId”:357,”fullUrlPath”:”video/meteo”,”feed”:”https://api.20min.ch/content/7/category/357″,”availableFor”:{“app”:false,”desktop”:true},”allowRobots”:false,”children”:[],”parent”:219},{“type”:”category”,”name”:”Climat: C’est chaud!”,”categoryId”:1847,”fullUrlPath”:”video/climat-cest-chaud”,”feed”:”https://api.20min.ch/content/7/category/1847″. Also, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219},{“type”:”category”,”name”:”Les Informidables”,”categoryId”:1540,”fullUrlPath”:”video/les-informidables”,”feed”:”https://api.20min.ch/content/7/category/1540″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[],”parent”:219}]},{“type”:”category”,”name”:”Élections”,”categoryId”:56,”fullUrlPath”:”elections”,”feed”:”https://api.20min.ch/content/7/category/56″. In addition, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Newsletter Sport”,”categoryId”:1792,”fullUrlPath”:”newsletter-sport”,”feed”:”https://api.20min.ch/content/7/category/1792″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[]},{“type”:”category”,”name”:”GOAT Radio”,”categoryId”:812,”fullUrlPath”:”radio”,”feed”:”https://api.20min.ch/content/7/category/812″. Additionally, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[]},{“type”:”category”,”name”:”MyView (Pre-Prod)”,”categoryId”:1764,”fullUrlPath”:”myview”,”feed”:”https://api.20min.ch/content/7/category/1764″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[]},{“type”:”category”,”name”:”Procès des attentats de Paris”,”categoryId”:1602,”fullUrlPath”:”proces-des-attentats-de-paris”,”feed”:”https://api.20min.ch/content/7/category/1602″. Furthermore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”On fête nos 15 ans”,”categoryId”:1512,”fullUrlPath”:”15ans”,”feed”:”https://api.20min.ch/content/7/category/1512″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Credit Suisse”,”categoryId”:1833,”fullUrlPath”:”credit-suisse”,”feed”:”https://api.20min.ch/content/7/category/1833″. Moreover, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Séisme en Turquie et en Syrie”,”categoryId”:1827,”fullUrlPath”:”seisme-en-turquie-et-en-syrie”,”feed”:”https://api.20min.ch/content/7/category/1827″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Uncategorised”,”categoryId”:1912,”fullUrlPath”:”uncategorised”,”feed”:”https://api.20min.ch/content/7/category/1912″. Also, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[]},{“type”:”category”,”name”:”Cuisiner avec FOOBY”,”categoryId”:174,”fullUrlPath”:”cuisiner”,”feed”:”https://api.20min.ch/content/7/category/174″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[]},{“type”:”category”,”name”:”Couronnement Charles III”,”categoryId”:1846,”fullUrlPath”:”couronnement-roi-charles-iii-et-camilla-6-mai”,”feed”:”https://api.20min.ch/content/7/category/1846″. In addition, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Vidéo élections Fédérales”,”categoryId”:1901,”fullUrlPath”:”video-elections-federales”,”feed”:”https://api.20min.ch/content/7/category/1901″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Home”,”categoryId”:1,”fullUrlPath”:”front”,”feed”:”https://api.20min.ch/content/7/category/1″. Additionally, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Single Story Panel Google Showcase”,”categoryId”:103243546,”fullUrlPath”:”single-story-panel-google-showcase”,”feed”:”https://api.20min.ch/content/7/category/103243546″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[]},{“type”:”category”,”name”:”Pages”,”categoryId”:103226986,”fullUrlPath”:”pages”,”feed”:”https://api.20min.ch/content/7/category/103226986″. Furthermore, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:true,”children”:[]},{“type”:”category”,”name”:”Présidentielle US”,”categoryId”:103211225,”fullUrlPath”:”presidentielle-us”,”feed”:”https://api.20min.ch/content/7/category/103211225″. “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[]},{“type”:”category”,”name”:”Video”,”categoryId”:103210803,”fullUrlPath”:”video-front”,”feed”:”https://api.20min.ch/content/7/category/103210803″. Moreover, “availableFor”:{“app”:true,”desktop”:true},”allowRobots”:false,”children”:[]}],”data”:{“id”:”103395080″,”internalId”:103395080,”copyright”:”tx group”,”jurisdiction”:”ch”,”isTranslation”:false,”type”:”article”,”content”:{“id”:”103395080″,”updated”:”2025-08-08T18:05:33.696Z”,”meta”:{“type”:”metadata”,”updated”:”2025-08-08T18:05:33.696Z”,”published”:”2025-08-08T18:05:33.696Z”. “authors”:[{“publicUserId”:19676254,”type”:”user”,”name”:”Xavier Fernandez”,”firstName”:”Xavier”,”lastName”:”Fernandez”,”shortName”:”XFZ”,”twitterHash”:””,”prolitterisId”:”883878″,”jobTitle”:”Journaliste Suisse/Régions”,”userImage”:{“id”:”j2LvcaGT5ky3″,”variants”:{“400px”:{“src”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026s=5f083c32ad81a4e22458ce45c5ddfe25″. Also, “avifSrc”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026fm=avifu0026s=6c3d8175cd2689d0ed21e283d692eb35″. “maxWidth”:400,”maxHeight”:400,”width”:400,”height”:400,”aspectRatio”:1,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”fix400x400px”:{“src”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026crop=facesu0026s=7b1c60f2445d3dea21495aaff868c475″. In addition, “avifSrc”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026crop=facesu0026fm=avifu0026s=542c5b8509b0270aeb65165e7e16d3e5″. “maxWidth”:400,”maxHeight”:400,”width”:400,”height”:400,”aspectRatio”:1,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}}}},”shortBiography”:{“text”:”Xavier Fernandez (XFZ) est journaliste pour la rubrique Suisse/Régions de 20 retirees switzerland: 13th avs annuity minutes depuis 2018. Il aime le journalisme local, le terrain et la proximité avec les lecteurs.”. “elements”:[{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Xavier Fernandez (XFZ) est journaliste pour la rubrique Suisse/Régions de 20 minutes depuis 2018. Il aime le journalisme local, le terrain et la proximité avec les lecteurs.”}]}]}. “longBiography”:{“text”:”Xavier Fernandez (XFZ) est journaliste pour les rubriques u003ca style=”text-decoration:underline”href=”/fr/suisse”u003eSuisseu003c/au003e et u003ca style=”text-decoration:underline”href=”/fr/suisse-romande”u003eSuisse romandeu003c/au003e de 20 minutes depuis 2018. u003cbr /u003eu003cbr /u003eIl s’intéresse principalement à la politique. la justice, l’économie et, d’une manière générale, à la vie des Suisses. u003cbr /u003eu003cbr /u003e Diplômé en 2014 au Centre de formation au journalisme et aux médias (CFJM) à Lausanne. après des études en histoire à l’Université de Fribourg (2010, MA Histoire générale et suisse de l’époque moderne) et en France (2005, SLHS Licence Histoire), ainsi que des études en sciences humaines en Espagne, il a également travaillé au sein de l’hebdomadaire Le Messager, à Châtel-Saint-Denis, en tant que stagiaire, retirees switzerland: 13th avs annuity rédacteur et, enfin, rédacteur en chef. u003cbr /u003eu003cbr /u003eIl apprécie particulièrement le journalisme local. le terrain et la proximité avec les lecteurs.”. “elements”:[{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Xavier Fernandez (XFZ) est journaliste pour les rubriques u003ca style=”text-decoration:underline”href=”/fr/suisse”u003eSuisseu003c/au003e et u003ca style=”text-decoration:underline”href=”/fr/suisse-romande”u003eSuisse romandeu003c/au003e de 20 minutes depuis 2018. u003cbr /u003eu003cbr /u003eIl s’intéresse principalement à la politique. la justice, l’économie et, d’une manière générale, à la vie des Suisses. u003cbr /u003eu003cbr /u003e Diplômé en 2014 au Centre de formation au journalisme et aux médias (CFJM) à Lausanne. après des études en histoire à l’Université de Fribourg (2010, MA Histoire générale et suisse de l’époque moderne) et en France (2005, SLHS Licence Histoire), ainsi que des études en sciences humaines en Espagne, il a également travaillé au sein de l’hebdomadaire Le Messager, à Châtel-Saint-Denis, en tant que stagiaire, rédacteur et, enfin, rédacteur en chef. u003cbr /u003eu003cbr /u003eIl apprécie particulièrement le journalisme local. le terrain et la proximité avec les retirees switzerland: 13th avs annuity lecteurs.”}]}]}}. {“type”:”agency”,”name”:”mur”}],”infobox”:[],”kickword”:{},”tags”:[],”mainCategory”:6,”wordCount”:349,”mainCategoryUrlPath”:”suisse”,”mainCategoryName”:”Suisse”,”mainCategoryFullUrlPath”:”suisse”,”mainPageStyle”:”default”,”categories”:[10,6],”urlSlug”:”suisse-meme-avec-une-13e-rente-les-retraites-sont-plus-pauvres-qu-avant”,”url”:”/story/suisse-meme-avec-une-13e-rente-les-retraites-sont-plus-pauvres-qu-avant-103395080″,”teaser”:{“default”:{“published”:”2025-08-08T18:05:33.696Z”,”updated”:”2025-08-08T18:05:33.696Z”. “mainCategoryName”:”Suisse”,”mainCategoryUrlPath”:”suisse”,”mainCategoryFullUrlPath”:”suisse”,”url”:”/story/suisse-meme-avec-une-13e-rente-les-retraites-sont-plus-pauvres-qu-avant-103395080″,”urlSlug”:”suisse-meme-avec-une-13e-rente-les-retraites-sont-plus-pauvres-qu-avant”,”openInNewWindow”:false,”readingTime”:60,”wordCount”:349,”settings”:{“commentRisk”:”high”,”commentingEnabled”:true,”sharingEnabled”:true,”likesEnabled”:true,”renderedInWebView”:false,”publicationDateExposed”:true,”adsEnabled”:true,”allowRobots”:true,”headDisabled”:false},”authors”:[{“publicUserId”:19676254,”type”:”user”,”name”:”Xavier Fernandez”,”firstName”:”Xavier”,”lastName”:”Fernandez”,”shortName”:”XFZ”,”twitterHash”:””,”prolitterisId”:”883878″,”jobTitle”:”Journaliste Suisse/Régions”,”userImage”:{“id”:”j2LvcaGT5ky3″,”variants”:{“400px”:{“src”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026s=5f083c32ad81a4e22458ce45c5ddfe25″. 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Furthermore, “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C210%2C4000%2C2250u0026fm=avifu0026s=4639fb865cd271c3467a1bbd2008712d”. “width”:1200,”height”:675,”aspectRatio”:1.77778,”mediaType”:”image/jpeg”},”1200px_2.25_1″:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C446%2C4000%2C1778u0026s=a6ab8262416244299f17b76037e74b4f”. Moreover, “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C446%2C4000%2C1778u0026fm=avifu0026s=898e89b4638398d87fbf378446c3ba68″. “width”:1200,”height”:533,”aspectRatio”:2.25. Also, “mediaType”:”image/jpeg”}},”description”:””},”titleHeader”:”Suisse”,”title”:”Même avec une 13e rente, les retraités sont plus pauvres qu’avant”,”lead”:”Les rentes du 2e pilier étant 40% plus basses qu’en 2002, même l’introduction d’une 13e rente AVS ne compensera pas la perte de revenu des retraités.”,”kickword”:{},”styles”:{“name”:”Default”},”useEmbedUrl”:false},”facebook”:{“published”:”2025-08-08T18:05:33.696Z”,”updated”:”2025-08-08T18:05:33.696Z”. “mainCategoryName”:”Suisse”,”mainCategoryUrlPath”:”suisse”,”mainCategoryFullUrlPath”:”suisse”,”url”:”/story/suisse-meme-avec-une-13e-rente-les-retraites-sont-plus-pauvres-qu-avant-103395080″,”urlSlug”:”suisse-meme-avec-une-13e-rente-les-retraites-sont-plus-pauvres-qu-avant”,”openInNewWindow”:false,”readingTime”:60,”wordCount”:349,”settings”:{“commentRisk”:”high”,”commentingEnabled”:true,”sharingEnabled”:true,”likesEnabled”:true,”renderedInWebView”:false,”publicationDateExposed”:true,”adsEnabled”:true,”allowRobots”:true,”headDisabled”:false},”authors”:[{“publicUserId”:19676254,”type”:”user”,”name”:”Xavier Fernandez”,”firstName”:”Xavier”,”lastName”:”Fernandez”,”shortName”:”XFZ”,”twitterHash”:””,”prolitterisId”:”883878″,”jobTitle”:”Journaliste Suisse/Régions”,”userImage”:{“id”:”j2LvcaGT5ky3″,”variants”:{“400px”:{“src”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026s=5f083c32ad81a4e22458ce45c5ddfe25″. In addition, “avifSrc”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026fm=avifu0026s=6c3d8175cd2689d0ed21e283d692eb35″. “maxWidth”:400,”maxHeight”:400,”width”:400,”height”:400,”aspectRatio”:1,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”fix400x400px”:{“src”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026crop=facesu0026s=7b1c60f2445d3dea21495aaff868c475″. Additionally, “avifSrc”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026crop=facesu0026fm=avifu0026s=542c5b8509b0270aeb65165e7e16d3e5″. “maxWidth”:400,”maxHeight”:400,”width”:400,”height”:400,”aspectRatio”:1,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}}}},”shortBiography”:{“text”:”Xavier Fernandez (XFZ) est journaliste pour la rubrique Suisse/Régions de 20 minutes depuis 2018. Il aime le journalisme local, le terrain et la proximité avec les lecteurs.”. “elements”:[{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Xavier Fernandez retirees switzerland: 13th avs annuity (XFZ) est journaliste pour la rubrique Suisse/Régions de 20 minutes depuis 2018. Il aime le journalisme local, le terrain et la proximité avec les lecteurs.”}]}]}. “longBiography”:{“text”:”Xavier Fernandez (XFZ) est journaliste pour les rubriques u003ca style=”text-decoration:underline”href=”/fr/suisse”u003eSuisseu003c/au003e et u003ca style=”text-decoration:underline”href=”/fr/suisse-romande”u003eSuisse romandeu003c/au003e de 20 minutes depuis 2018. u003cbr /u003eu003cbr /u003eIl s’intéresse principalement à la politique. la justice, l’économie et, d’une manière générale, à la vie des Suisses. u003cbr /u003eu003cbr /u003e Diplômé en 2014 au Centre de formation au journalisme et aux médias (CFJM) à Lausanne. après des études en histoire à l’Université de Fribourg (2010, MA Histoire générale et suisse de l’époque moderne) et en France (2005, SLHS Licence Histoire), ainsi que des études en sciences humaines en Espagne, il a également travaillé au sein de l’hebdomadaire Le Messager, à Châtel-Saint-Denis, en tant que stagiaire, rédacteur et, enfin, rédacteur en chef. u003cbr /u003eu003cbr /u003eIl apprécie particulièrement le journalisme local. le terrain et la retirees switzerland: 13th avs annuity proximité avec les lecteurs.”. “elements”:[{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Xavier Fernandez (XFZ) est journaliste pour les rubriques u003ca style=”text-decoration:underline”href=”/fr/suisse”u003eSuisseu003c/au003e et u003ca style=”text-decoration:underline”href=”/fr/suisse-romande”u003eSuisse romandeu003c/au003e de 20 minutes depuis 2018. u003cbr /u003eu003cbr /u003eIl s’intéresse principalement à la politique. la justice, l’économie et, d’une manière générale, à la vie des Suisses. u003cbr /u003eu003cbr /u003e Diplômé en 2014 au Centre de formation au journalisme et aux médias (CFJM) à Lausanne. après des études en histoire à l’Université de Fribourg (2010, MA Histoire générale et suisse de l’époque moderne) et en France (2005, SLHS Licence Histoire), ainsi que des études en sciences humaines en Espagne, il a également travaillé au sein de l’hebdomadaire Le Messager, à Châtel-Saint-Denis, en tant que stagiaire, rédacteur et, enfin, rédacteur en chef. u003cbr /u003eu003cbr /u003eIl apprécie particulièrement le journalisme local. le terrain et la proximité avec les lecteurs.”}]}]}},{“type”:”agency”,”name”:”mur”}],”image”:{“id”:”2A9j2WyprDVc”,”variants”:{“1200px”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C0%2C4000%2C2670u0026s=7b8af21434737d48204ffd798c07eef3″. “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C0%2C4000%2C2670u0026fm=avifu0026s=873804b9dee6c23366848cc1cb74b321″. “maxWidth”:1200,”maxHeight”:1200,”width”:1200,”height”:801,”aspectRatio”:1.4981273408239701,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”fix1200x675px”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=1200u0026h=675u0026rect=0%2C0%2C4000%2C2670u0026crop=facesu0026s=0d42182696b77e2455b5eb1b123f6b85″. Furthermore, “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=1200u0026h=675u0026rect=0%2C0%2C4000%2C2670u0026crop=facesu0026fm=avifu0026s=9ee42a436db91ee9d496341737e2e92b”. “maxWidth”:1200,”maxHeight”:675,”width”:1200,”height”:675,”aspectRatio”:1.7777777777777777,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}}}}. Moreover, “titleHeader”:”Suisse”,”title”:”Retraités en Suisse: la 13e rente AVS ne compense pas la retirees switzerland: 13th avs annuity baisse des revenus”,”lead”:”Les rentes du 2e pilier étant 40% plus basses qu’en 2002, même l’introduction d’une 13e rente AVS ne compensera pas la perte de revenu des retraités.”,”kickword”:{},”styles”:{“name”:”Default”},”useEmbedUrl”:false,”titleSet”:false,”leadSet”:false},”twitter”:{“published”:”2025-08-08T18:05:33.696Z”,”updated”:”2025-08-08T18:05:33.696Z”. “mainCategoryName”:”Suisse”,”mainCategoryUrlPath”:”suisse”,”mainCategoryFullUrlPath”:”suisse”,”url”:”/story/suisse-meme-avec-une-13e-rente-les-retraites-sont-plus-pauvres-qu-avant-103395080″,”urlSlug”:”suisse-meme-avec-une-13e-rente-les-retraites-sont-plus-pauvres-qu-avant”,”openInNewWindow”:false,”readingTime”:60,”wordCount”:349,”settings”:{“commentRisk”:”high”,”commentingEnabled”:true,”sharingEnabled”:true,”likesEnabled”:true,”renderedInWebView”:false,”publicationDateExposed”:true,”adsEnabled”:true,”allowRobots”:true,”headDisabled”:false},”authors”:[{“publicUserId”:19676254,”type”:”user”,”name”:”Xavier Fernandez”,”firstName”:”Xavier”,”lastName”:”Fernandez”,”shortName”:”XFZ”,”twitterHash”:””,”prolitterisId”:”883878″,”jobTitle”:”Journaliste Suisse/Régions”,”userImage”:{“id”:”j2LvcaGT5ky3″,”variants”:{“400px”:{“src”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026s=5f083c32ad81a4e22458ce45c5ddfe25″. Also, “avifSrc”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026fm=avifu0026s=6c3d8175cd2689d0ed21e283d692eb35″. “maxWidth”:400,”maxHeight”:400,”width”:400,”height”:400,”aspectRatio”:1,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”fix400x400px”:{“src”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026crop=facesu0026s=7b1c60f2445d3dea21495aaff868c475″. In addition, “avifSrc”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026crop=facesu0026fm=avifu0026s=542c5b8509b0270aeb65165e7e16d3e5″. “maxWidth”:400,”maxHeight”:400,”width”:400,”height”:400,”aspectRatio”:1,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}}}},”shortBiography”:{“text”:”Xavier Fernandez (XFZ) est journaliste pour la rubrique Suisse/Régions de 20 minutes depuis 2018. Il aime le journalisme local, le terrain et la proximité avec les lecteurs.”. “elements”:[{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Xavier Fernandez (XFZ) est journaliste pour la rubrique Suisse/Régions de 20 minutes depuis 2018. Il aime le journalisme local, le terrain et la proximité avec les lecteurs.”}]}]}. “longBiography”:{“text”:”Xavier Fernandez (XFZ) est journaliste pour les rubriques u003ca style=”text-decoration:underline”href=”/fr/suisse”u003eSuisseu003c/au003e et u003ca style=”text-decoration:underline”href=”/fr/suisse-romande”u003eSuisse romandeu003c/au003e de 20 minutes depuis 2018. u003cbr /u003eu003cbr /u003eIl s’intéresse principalement à la politique. la justice, l’économie et, d’une manière générale, à la vie des Suisses. u003cbr /u003eu003cbr /u003e Diplômé en 2014 au Centre de formation au journalisme et aux médias (CFJM) à Lausanne. après des retirees switzerland: 13th avs annuity études en histoire à l’Université de Fribourg (2010, MA Histoire générale et suisse de l’époque moderne) et en France (2005, SLHS Licence Histoire), ainsi que des études en sciences humaines en Espagne, il a également travaillé au sein de l’hebdomadaire Le Messager, à Châtel-Saint-Denis, en tant que stagiaire, rédacteur et, enfin, rédacteur en chef. u003cbr /u003eu003cbr /u003eIl apprécie particulièrement le journalisme local. le terrain et la proximité avec les lecteurs.”. “elements”:[{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Xavier Fernandez (XFZ) est journaliste pour les rubriques u003ca style=”text-decoration:underline”href=”/fr/suisse”u003eSuisseu003c/au003e et u003ca style=”text-decoration:underline”href=”/fr/suisse-romande”u003eSuisse romandeu003c/au003e de 20 minutes depuis 2018. u003cbr /u003eu003cbr /u003eIl s’intéresse principalement à la politique. la justice, l’économie et, d’une manière générale, à la vie des Suisses. u003cbr /u003eu003cbr /u003e Diplômé en 2014 au Centre de formation au journalisme et aux médias (CFJM) à Lausanne. après des études en histoire à l’Université de Fribourg (2010, MA Histoire générale et suisse de l’époque moderne) et en France (2005, SLHS retirees switzerland: 13th avs annuity Licence Histoire), ainsi que des études en sciences humaines en Espagne, il a également travaillé au sein de l’hebdomadaire Le Messager, à Châtel-Saint-Denis, en tant que stagiaire, rédacteur et, enfin, rédacteur en chef. u003cbr /u003eu003cbr /u003eIl apprécie particulièrement le journalisme local. le terrain et la proximité avec les lecteurs.”}]}]}},{“type”:”agency”,”name”:”mur”}],”image”:{“id”:”2A9j2WyprDVc”,”variants”:{“1200px”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C0%2C4000%2C2670u0026s=7b8af21434737d48204ffd798c07eef3″. “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C0%2C4000%2C2670u0026fm=avifu0026s=873804b9dee6c23366848cc1cb74b321″. “maxWidth”:1200,”maxHeight”:1200,”width”:1200,”height”:801,”aspectRatio”:1.4981273408239701,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”fix1200x675px”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=1200u0026h=675u0026rect=0%2C0%2C4000%2C2670u0026crop=facesu0026s=0d42182696b77e2455b5eb1b123f6b85″. 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Furthermore, “titleHeader”:”Suisse”,”title”:”Retraités en Suisse: la 13e rente AVS ne compense pas la baisse des revenus”,”lead”:”Les rentes du 2e pilier étant 40% plus basses qu’en 2002, même l’introduction d’une 13e rente AVS ne compensera pas la perte de revenu des retraités.”. “kickword”:{},”styles”:{“name”:”Default”},”useEmbedUrl”:false,”titleSet”:false,”leadSet”:false}},”seoTeaser”:{“title”:”Retraités en Suisse: la 13e rente AVS ne compense pas la baisse des revenus”,”lead”:”Malgré l’introduction de la 13e rente AVS, de nombreux retraités peinent à joindre les deux bouts, leurs rentes étant en forte baisse.”. Moreover, “titleSet”:true,”leadSet”:true},”clientdata”:{“community”:{“shares”:”9″,”comments”:”0″,”contentRatings”:”13″}},”relatedContent”:{“content”:[]},”settings”:{“commentRisk”:”high”,”commentingEnabled”:true,”sharingEnabled”:true,”likesEnabled”:true,”renderedInWebView”:false,”publicationDateExposed”:true,”adsEnabled”:true,”allowRobots”:true,”headDisabled”:false}},”article”:{“titleHeader”:”Suisse”,”title”:”Même avec une 13e rente, les retraités sont plus pauvres qu’avant”,”lead”:”Les rentes du 2e pilier étant 40% plus basses qu’en retirees switzerland: 13th avs annuity 2002, même l’introduction d’une 13e rente AVS ne compensera pas la perte de revenu des retraités.”,”leadRT”:{“text”:””,”elements”:[]},”elements”:[{“type”:”publishDate”,”publishedTime”:”2025-08-08T18:05:33.696Z”. “isUpdated”:false},{“type”:”title”,”htmlText”:”u003cspanu003eSuisseu003cspan class=”visually-hidden” aria-hidden=”true” role=”presentation”u003e: u003c/spanu003eu003c/spanu003eMême avec une 13e rente, les retraités sont plus pauvres qu’avant”},{“type”:”lead”,”htmlText”:”Les rentes du 2e pilier étant 40% plus basses qu’en 2002, même l’introduction d’une 13e rente AVS ne compensera pas la perte de revenu des retraités.”}. Also, {“type”:”authors”,”authors”:[{“publicUserId”:19676254,”type”:”user”,”name”:”Xavier Fernandez”,”firstName”:”Xavier”,”lastName”:”Fernandez”,”shortName”:”XFZ”,”twitterHash”:””,”prolitterisId”:”883878″,”jobTitle”:”Journaliste Suisse/Régions”,”userImage”:{“id”:”j2LvcaGT5ky3″,”variants”:{“400px”:{“src”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026s=5f083c32ad81a4e22458ce45c5ddfe25″. “avifSrc”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026fm=avifu0026s=6c3d8175cd2689d0ed21e283d692eb35″. In addition, “maxWidth”:400,”maxHeight”:400,”width”:400,”height”:400,”aspectRatio”:1,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”fix400x400px”:{“src”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026crop=facesu0026s=7b1c60f2445d3dea21495aaff868c475″. “avifSrc”:”https://media.20min.ch/7/image/2025/01/06/361d1430-289d-4c59-9987-93eafe570713.jpeg?auto=format%2Ccompress%2Cenhanceu0026fit=cropu0026w=400u0026h=400u0026rect=0%2C0%2C3129%2C3129u0026crop=facesu0026fm=avifu0026s=542c5b8509b0270aeb65165e7e16d3e5″. Additionally, “maxWidth”:400,”maxHeight”:400,”width”:400,”height”:400,”aspectRatio”:1,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}}}},”shortBiography”:{“text”:”Xavier Fernandez (XFZ) est journaliste pour la rubrique Suisse/Régions de 20 minutes depuis 2018. Il aime le journalisme local, le terrain et la proximité avec les lecteurs.”. “elements”:[{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Xavier Fernandez (XFZ) est journaliste pour la rubrique Suisse/Régions de 20 minutes depuis 2018. Il aime le journalisme local, le terrain et la proximité avec les lecteurs.”}]}]}. “longBiography”:{“text”:”Xavier Fernandez (XFZ) est journaliste pour les rubriques u003ca style=”text-decoration:underline”href=”/fr/suisse”u003eSuisseu003c/au003e et u003ca style=”text-decoration:underline”href=”/fr/suisse-romande”u003eSuisse romandeu003c/au003e de 20 minutes depuis 2018. u003cbr /u003eu003cbr /u003eIl s’intéresse principalement à la politique. la justice, l’économie retirees switzerland: 13th avs annuity et, d’une manière générale, à la vie des Suisses. u003cbr /u003eu003cbr /u003e Diplômé en 2014 au Centre de formation au journalisme et aux médias (CFJM) à Lausanne. après des études en histoire à l’Université de Fribourg (2010, MA Histoire générale et suisse de l’époque moderne) et en France (2005, SLHS Licence Histoire), ainsi que des études en sciences humaines en Espagne, il a également travaillé au sein de l’hebdomadaire Le Messager, à Châtel-Saint-Denis, en tant que stagiaire, rédacteur et, enfin, rédacteur en chef. u003cbr /u003eu003cbr /u003eIl apprécie particulièrement le journalisme local. le terrain et la proximité avec les lecteurs.”. “elements”:[{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Xavier Fernandez (XFZ) est journaliste pour les rubriques u003ca style=”text-decoration:underline”href=”/fr/suisse”u003eSuisseu003c/au003e et u003ca style=”text-decoration:underline”href=”/fr/suisse-romande”u003eSuisse romandeu003c/au003e de 20 minutes depuis 2018. u003cbr /u003eu003cbr /u003eIl s’intéresse principalement à la politique. la justice, l’économie et, d’une manière générale, à la vie des Suisses. u003cbr /u003eu003cbr /u003e Diplômé en 2014 au Centre de formation au journalisme retirees switzerland: 13th avs annuity et aux médias (CFJM) à Lausanne. après des études en histoire à l’Université de Fribourg (2010, MA Histoire générale et suisse de l’époque moderne) et en France (2005, SLHS Licence Histoire), ainsi que des études en sciences humaines en Espagne, il a également travaillé au sein de l’hebdomadaire Le Messager, à Châtel-Saint-Denis, en tant que stagiaire, rédacteur et, enfin, rédacteur en chef. u003cbr /u003eu003cbr /u003eIl apprécie particulièrement le journalisme local. le terrain et la proximité avec les lecteurs.”}]}]}}]}. {“type”:”image”,”image”:{“id”:”2A9j2WyprDVc”,”caption”:{“text”:”Après la retraite, les rentes ne totalisent même pas la moitié du dernier salaire pour beaucoup de Suisses.”. “elements”:[{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Après la retraite, les rentes ne totalisent même pas la moitié du dernier salaire pour beaucoup de Suisses.”}]}]},”credit”:”Getty Images”,”suffix”:”jpeg”,”variants”:{“400px”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C4000%2C2670u0026s=502bf6f92462f6b931eb1bf2792c5dfb”. Furthermore, “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C4000%2C2670u0026fm=avifu0026s=1be46c1899d2b8d56cfb2bbed5ff4ee3″. “maxWidth”:400,”maxHeight”:400,”width”:400,”height”:267,”aspectRatio”:1.4981273408239701,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”800px”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=800u0026h=800u0026rect=0%2C0%2C4000%2C2670u0026s=428289e33cb42b6d773467e5511b8135″. Moreover, “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=800u0026h=800u0026rect=0%2C0%2C4000%2C2670u0026fm=avifu0026s=cd24fe9df945b84431c6e157a77fbf77″. “maxWidth”:800,”maxHeight”:800,”width”:800,”height”:534,”aspectRatio”:1.4981273408239701,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”1200px”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C0%2C4000%2C2670u0026s=7b8af21434737d48204ffd798c07eef3″. Also, “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C0%2C4000%2C2670u0026fm=avifu0026s=873804b9dee6c23366848cc1cb74b321″. “maxWidth”:1200,”maxHeight”:1200,”width”:1200,”height”:801,”aspectRatio”:1.4981273408239701,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”1600px”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1600u0026h=1600u0026rect=0%2C0%2C4000%2C2670u0026s=33334d99067d7ddc6ff16448d9164b28″. In addition, “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1600u0026h=1600u0026rect=0%2C0%2C4000%2C2670u0026fm=avifu0026s=8b134ed15ece38c138b5ec4442a87bd7″. “maxWidth”:1600,”maxHeight”:1600,”width”:1600,”height”:1068,”aspectRatio”:1.4981273408239701,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”2000px”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=2001u0026h=2000u0026rect=0%2C0%2C4000%2C2670u0026s=ff131a206a13b57b3ac376fa9b0b79ac”. Additionally, “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=2001u0026h=2000u0026rect=0%2C0%2C4000%2C2670u0026fm=avifu0026s=a1fc3b8af55658b004fdc9fe0a34b5cc”. “maxWidth”:2001,”maxHeight”:2000,”width”:2001,”height”:1336,”aspectRatio”:1.497754491017964,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”small”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C4000%2C2670u0026s=502bf6f92462f6b931eb1bf2792c5dfb”. Furthermore, “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=400u0026h=400u0026rect=0%2C0%2C4000%2C2670u0026fm=avifu0026s=1be46c1899d2b8d56cfb2bbed5ff4ee3″. “maxWidth”:400,”maxHeight”:400,”width”:400,”height”:267,”aspectRatio”:1.4981273408239701,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}},”big”:{“src”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C0%2C4000%2C2670u0026s=7b8af21434737d48204ffd798c07eef3″. Moreover, “avifSrc”:”https://image.20min.ch/2025/08/08/5216db31-a18d-4c27-a962-644fbee28945.jpg?auto=format%2Ccompress%2Cenhanceu0026fit=maxu0026w=1200u0026h=1200u0026rect=0%2C0%2C4000%2C2670u0026fm=avifu0026s=873804b9dee6c23366848cc1cb74b321″. “maxWidth”:1200,”maxHeight”:1200,”width”:1200,”height”:801,”aspectRatio”:1.4981273408239701,”mediaType”:”image/jpeg”,”focusPoint”:{“x”:0.5,”y”:0.5}}},”maxAspectRatio”:1.68}}. Also, {“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Les citoyens suisses l’ont acceptée l’année dernière et elle entrera en vigueur retirees switzerland: 13th avs annuity l’année prochaine. La 13e rente AVS s’annonce comme une bonne nouvelle pour les retraités. Mais cela signifie-t-il que ces derniers auront davantage d’argent à disposition? Non, répond VZ, le leader du conseil financier indépendant en Suisse.”}]}. {“type”:”ad”,”availableFor”:{“desktop”:true,”app”:true}},{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”D’après une récente analyse, «pour de nombreux retraités, les rentes de la caisse de pension et de l’AVS ne représentent même pas la moitié du dernier salaire», déplore la société de conseil financier. Pour rappel, ces rentes devraient couvrir 60% du dernier salaire. Pour VZ, cette perte de pouvoir d’achat s’explique principalement par une baisse des rentes des caisses de pension. En effet. si les rentes AVS sont régulièrement adaptées au renchérissement de la vie, celles des caisses de pension sont aujourd’hui 40% plus basses qu’en 2002. Taux d’intérêts négatifs et augmentation de l’espérance de vie en seraient les causes principales.”}]}. {“type”:”crosshead”,”htmlText”:”Classe moyenne particulièrement concernée”,”style”:{}},{“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”Ainsi, actuellement, un salarié qui gagnait environ 100’000 francs par retirees switzerland: 13th avs annuity an ne perçoit, via les rentes, qu’environ 51% de cette somme après la retraite. En 2002, c’était 62%. Et, pour les revenus plus élevés, l’écart est encore plus grand. Pour un salaire annuel de 150’000 francs, les rentes sont en moyenne de 42%. En 2002, ce taux était d’environ 58%.”}]}. {“type”:”textBlockArray”,”items”:[{“type”:”htmlTextItem”,”htmlText”:”En outre, dans le cadre de cette enquête menée par VZ auprès de 1100 personnes, seul un répondant sur trois a affirmé être convaincu que sa rente AVS est assurée. Et la confiance dans les rentes du deuxième pilier est encore moindre. Trois personnes interrogées sur quatre ont estimé que la sécurité des futures rentes est «critique». Malgré tout. près de 60% d’entre elles pensent pouvoir financer sans problème leur retraite avec l’AVS et la caisse de pension.”}]}. {“type”:”agencies”,”agencies”:[{“type”:”agency”,”name”:”mur”}]}]}}},”siteArea”:”siteAreaNews”,”store”:{“navigation”:{“items”:[{“type”:”channel”,”id”:1,”label”:”Home”,”url”:”/front”,”items”:[]},{“type”:”channel”,”id”:72,”label”:”Suisse Romande”,”url”:”/suisse-romande”,”items”:[{“type”:”channel”,”id”:70,”label”:”Vaud”,”url”:”/suisse-romande/vaud”,”items”:[]},{“type”:”channel”,”id”:71,”label”:”Genève”,”url”:”/suisse-romande/geneve”,”items”:[]},{“type”:”channel”,”id”:736,”label”:”Autres 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Retirees switzerland: 13th avs annuity

Further reading: Switzerland wants to better cooperate with the EU in the event of a disaster – Church: an identity card and a QR code to prevent abuse – How the mafia makes a fortune in Switzerland – Switzerland flexes, but remains the most innovative country in Europe – Switzerland, a sustainable partner in water management in Kosovo.

Retirees in Switzerland: the 13th AVS annuity does not compensate for the drop in income

Suisse: Even with a 13th annuity, retirees are poorer than before

Particularly concerned average class

Retirees switzerland: 13th avs annuity

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