The private leasing is based on a relatively simple principle: an individual can rent a car for a fixed monthly amount which varies naturally depending on the type of vehicle chosen, the duration of the contract and the annual mileage. This amount includes the annual traffic tax, the launching tax (BIV), maintenance, tires, insurance and assistance in the event of a breakdown. Only fuel or electricity costs remain the responsibility of the contractor. The concept therefore offers real transparency as well as a tranquility.
Despite his qualities, he still struggles to convince in Belgium. The Federation of Rental Companies Pronga interviewed its members about the number of contracts private leasing that they had in the portfolio on March 31, 2025. The total amounts to 13.201. It is very little when you know that in the Netherlands, this type of contract weighs for 248,000. The potential in Belgium is clearly under-exploited.
The domination of corporate cars
Several reasons explain this situation. There is of course first of all the Well anchored system of corporate cars as a salary advantage. In Belgium, more than half a million people have a company car, often associated with a fuel card and a maintenance program. In this context, there is therefore simply fewer needs private solutions. Moreover, No tax advantage is not granted to individuals: leasing costs are not not deductible And VAT is completely due. Unlike, for example, at bicycle leasing, there is no tax incentive to use a car in this way.
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Owner rather than tenant
There are also cultural brakes. Belgian consumers traditionally focus on the purchase price of a vehicle and not on the monthly cost. A leasing contract at 450 euros per month seems expensive at first glance, even if almost all costs are included. In addition, the idea of renting without owner still constitutes a psychological barrier for many Belgian consumers. And even those who know the advantages of this system still often prefer to opt for a used car on credit. Surprising.
But we must admit that the low notoriety Private leasing also plays a role in this result. All leasing companies or all brands do not offer this service. Information on private leasing remains rare and the communication of leasing companies or manufacturers is sometimes confused or downright inaccessible. Besides, the simulators which offer real transparency as in the Netherlands are too rare in Belgium.
A good idea in some cases
All this means that private rental remains for the time being a niche in Belgium. However, it can represent an interesting choice for certain user profiles. For people who are not entitled to a company car, but for those looking for a new vehicle with perfectly controlled costs, this can be an opportunity, especially when you do not want to take care of the maintenance, the resale process or assume Unexpected invoices. And that is without counting those who like to change car every four or five years without worrying about its residual value. The security of a fixed monthly amount for all mobility costs remains a argument fort.
Essence remains the norm
The figures also reveal that the majority of private leasing customers opt for a conventional petrol car, with or without light hybridization. No less 90,37% Leasing vehicles in this segment are effectively with petrol or hybrid. Only 4.23 % are fully electric while 4.3 % are diesel. Rechargeable hybrids represent barely 1%. The Belgian market is therefore what it is: it is reluctant to non -traditional and very conservative also for what relates to the motorization.
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