According to an online comparator study comparis, electric vehicles are cheaper to ensure that thermal vehicles in 70% of cases. The difference can reach nearly 500 francs for a complete CASCO. Except for young drivers.
The vast majority of experienced drivers pay a lightened police if they drive an electric car, said Comparis’ study Published Tuesday. Many insurers offer eco -bobis up to 20%.
For young people on the other hand, only half benefit from discounts. The novices of driving sometimes even pay for their insurance more expensive than for a petrol car.
More accident among young people
How to explain these differences? Insurers grant discounts if these are profitable, says comparis. However, statistically, young drivers are more likely to make road accidents, especially with electric cars in the city center.
Example with an electric Mercedes model which goes from 0 to 50 km/h in just 3.2 seconds. According to Comparis, young drivers sometimes underestimate the power deployed at startup. And this is where accidents arrive: at the crossroads, in the car parks, or even with traffic lights.
Finally, having an electric car is not necessarily an advantage or a drawback to lighten its premium: pricing depends rather on the value of the vehicle, its use and the profile of the driver or the driver.
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