Therefore,
French people withdraw less often:
The number of withdrawals to automatic ticket distributors. Therefore, bank counters fell in France between 2022 and 2024, but the average amount withdrawn tends to increase, says the Banque de France on Thursday in a bulletin entitled “Let’s speak cash”.
The French made a little more than 1.1 billion withdrawals last year, 4.3 % less than in 2023 and 7.1 % less than in 2022. Furthermore, The number of automatic ticket distributors (DAB) – 42. For example, 758 units at the end of 2024 – decreased in a similar manner over the period: -3.5 % between 2023 and 2024 and -7.9 % between 2022 and 2024.
A withdrawal of 126 euros on average – French people withdraw less often
The average amount of withdrawal to the DAB is however more -oriented upwards. However, He reached 126 euros in 2024, compared to 82 euros in 2014, note the authors of the study. “The french people withdraw less often French therefore less often remove species in the DAB, but for higher amounts,” they conclude. The supply has adapted to demand. The share of tickets of 50 euros injected into payment circuits has increased in France in France over the. past ten years.
The request for tickets is not only motivated by a transactional reason, underlines the Banque de France. The cash is essentially stored under the mattress, in the euro zone and beyond (Eastern Europe, Africa, etc.). The share of cash payments in points of sale (supermarkets, restaurants, hairdressers, etc.). oriented downwards, is for the first time last year spent behind that of bank cards in France, according to a study published at the end of 2024 by the European Central Bank (ECB). In value, this part is stable, according to this study.
Departmental disparities
In terms of access to species. “departmental disparities exist”, according to another study, relayed in June on the site of the Caisse des Dépôts (CDC). “While almost all the inhabitants of Ile-de-France. Paca have access to banking agencies in their municipality, more than half of the inhabitants of Haute-Saône (59 %), Creuse (59 %), Meuse (57 %), and Lot (54 %) is deprived of it,” she said.
About 30 billion tickets in Euro were in circulation at the end of June, for total value of around 1.6 euros, “reflecting a high demand for cash both inside and outside the euro zone”, according to the ECB.
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