Consequently,
Real estate: interest rates will:
According to recent estimates. Furthermore, interest rates are expected to maintain around 3 % for the coming weeks, creating an opening conducive to real estate loans at the start of the school year.
“We can think that we have reached a floor: the rates will probably not go below 3 %” This is the conclusion that draws up on RMC Sandrine Allonier. However, spokesperson for Toufinance. Meanwhile, Since the start of summer. Furthermore, these rates have not exceeded 3 % and should still be maintained for the weeks, or even the coming months.
According to her. this stagnation is explained by “the public deficit and the French debt which weigh on the rates from which the state borrows, this directly impacts credit rates”, details Sandrine Allonier. To this is also added “the drop in inflation. the real estate: interest rates will fact that the ECB has announced to stop lower its rates, which pushes the banks to anticipate that they will have to borrow more expensive in the coming months” explains the specialist.
September will be conducive to real estate investments – Real estate: interest rates will
If this rate remains relatively high. it is still less compared to a year and a half ago, where it had exceeded 4 %. An “advantageous” drop for Sandrine Allonier who can encourage to borrow. “With limited increases, it has no impact for borrowers. Everything is done on a case-by-case basis. if you have a good file: a permanent contract, 10 % personal contribution, even better if you have two wages, well-kept bank accounts,” she recalls.
In addition, these rates can sometimes be less than 3 % depending on the duration of the loan, recalls Sandrine Allonier. “On average, we are 3 % over real estate: interest rates will 15 years, but also 2.80 % over 20 years, and over 25 years, we can hope for 2.90 %”. A situation which can according to her “trigger purchasing decisions, because people say to themselves: ‘It is now or never’. Back to school promises to be a good shooting window”.
Posted on August 6 at 3:13 p.m., Marin Paulay, 6media
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