The “taxes on mourning” will finally be capped and we know how much

Succession – Evolution around “taxes on mourning”. The costs applied by banks for operations on the account of a deceased will now be able to exceed 850 euros, according to a decree published this Thursday, August 14 in the Official Journal after the vote of a law on the subject in May.

This text had already prohibited banks from applying costs from 13 November 2025 to end a booklet – if the deceased was a minor, if the total balance of the accounts was less than a certain threshold, for the moment set at 5,910 euros, or in the case of the simplest successions.

For more successions « complexes »for example when the deceased had a mortgage or had no designated heir, the law had authorized that costs were billed but had set a first ceiling at 1 % of the amount of the sums held.

A case mediated in 2021 after the death of an 8 -year -old child

The decree published Thursday the restricted even more: in all cases, the costs will not exceed 850 euros, including so if 1 % of the sums held exceeded this amount. This limit will be reassessed each year to follow inflation.

The Parliament had definitively adopted in May this law proposed by the socialist deputy Christine Pirès Beaune and supported by the government.

This initiative followed in particular the publicized case of parents having to pay 138 euros to close the book A of their 8 -year -old child who died in 2021.

After the vote of the law, the Minister for Trade and the Social and Solidarity Economy Véronique Louwagie had hailed “An advance to protect families and ensure confidence in the banking system”. “In the sentence of the absence must not be added excessive banking costs, often misunderstood and not very readable”she had added.