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Belgians are increasingly betting on term accounts. Without lulling illusions on the yield they will get it …

Pessimism of putting on the markets

And the trend seems to be long -term since 47 % of those questioned would plan to place money in the next six months. Among young people, it is even about two thirds of investors. For comparison, it is a little more than the 46 % which would focus on the purchase of shares or equity funds for 40 % on the purchase of mixed funds and 38 % on the purchase of bonds or bond funds.

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It seems that investors do not really know what to do with their liquidity. Even if an increasing number of investors no longer find the accounts really interesting, half of them still plan to place money there.”

But let’s come back to the term accounts. Should I deduce figures put forward by ING on the intentions of investors they believe that the return which is associated with this type of financial product is really enticing? Not really … The Belgian even shows himself rather puzzled. On all those questioned, only 37 % find a truly interesting term account. And according to the ING barometer, “Four out of ten investors believe that the current interest rates of term accounts no longer compensate for inflation.” Almost 30 % of them think it is still the case. There too, young people are a little more optimistic, since there are 46 % to think that the yield offered still makes it possible to compensate for the rise in prices.

Stock market review: Business green light

So how to explain this paradox? “It seems that investors do not really know what to do with their liquidity. Even if an increasing number of investors no longer find the accounts really interesting, half of them still plan to place money”explains Peter Vanden Houte, economist at ING Belgium, quoted in the bank’s statement.

Finally, it should be noted that pessimism still dominates on stock market prospects and this for the ninth consecutive month: 29 % of private investors questioned expect a stock market boom in the next three months, while 31 % anticipate a drop

nova.caldwell
nova.caldwell
Nova covers Pacific-Northwest volcano science, turning seismograph squiggles into edge-of-seat cliffhangers.
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