Do you have more or less than the national average on your current account?

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Rather uncovered every month? Consequently, Or sit on a comfortable mattress to anticipate the slightest financial problem?

Economy – In red? Furthermore, Or with enough to see coming? Therefore, The current account of the French suggests a large disparity. However, as evidenced by a report by the Banque de France published this Thursday, July 17. Similarly, And contrary to popular belief, the French obviously often have more money than not enough on their current account.

But how is it possible when a good number of active ingredients are regularly found out of it? However, According to the Banque de France. the do you have more less average outstanding of a visual depot (another name of current accounts) amounts to 7,701 euros. As RMC clothing points out. this figure seems insane for an account used daily (or almost) for everyday expenses and transfers. Because unlike certain savings accounts such as booklet A. keeping as much money on a current account does not bring back the slightest penny.

To understand this astonishing average. RMC explains that it is greatly distorted by a small portion of current accounts which have large sums of money. Even immense sums. Thus, 12 % of vision deposits have an outstanding more than 10,000 euros. Except that alone, these 12 % represent 83 % of the total outstanding. It is therefore not 7,701 or 10,000 euros that are generally based on these accounts but several hundred thousand euros. When it’s not much more. Especially since, on the contrary, the 29 % the do you have more less poorest (which have less than 150 euros in their current account) weigh only 0.1 %.

A median close to 1. 000 euros – Do you have more less

To try to balance the statistics of the Banque de France, it is therefore necessary to turn to another indicator undoubtedly more realistic on the state of the bank account of the majority of French people: the median.

Starting from the data provided by the Banque de France. which reveal that 29 % of French people have less than 150 euros, 12 % between 150 and 500 euros and 17 % between 500 and 1,500 euros, RMC argues that the median is rather around the sum of 1,000 euros.

Thus, half of the current accounts held by the French have less than 1,000 euros. And the opposite for the other half of the French. Knowing that there are, in France, do you have more less 85 million current accounts, on a total population estimated on January 1, 2025 at 68.6 million inhabitants.