Nevertheless,
Fire: what cost insurance france?:
The fires have been shaking the insurers’ note for several years. In addition, With global warming. Furthermore, the multiplication of strong droughts, the cost of these violent fires increasingly leads the accounts of the insurance sector in the world.
According to the giant Swiss Re – which acts as an insurer for insurers -. Consequently, the damage covered by insurance companies rose to $ 80 billion (68.8 billion euros) over the first six months of 2025, against 62 billion dollars (53.3 billion euros) in the first half of 2024. For example, Los Angeles fires, which alone represent $ 40 billion (34.4 billion euros) of losses.
In France. Therefore, while a gigantic fire has already decimated more than 15,000 ha of vegetation in Aude for 24 hours, the cost of lights also climbs. fire: what cost insurance france? Therefore, According to France Insurers. fire compensation has increased by 47 % in 20 years due to the evolution of the frequency and the average cost of claims.
Almost 80 % of French forests not insured – Fire: what cost insurance france?
But it is not the biggest fires that necessarily burn insurers’ funds. “The very important fires which ravage thousands of hectares of forest do not really cost insurance. analyzes Olivier Moustacakis, the co -founder of the comparator Assurland. Almost 80 % of French forests belong to individuals who often do not assure their plots against fires. When there were spectacular lights in the Landes in 2022, the bill was not enormous because it was mainly uninsured vegetation. »»
What makes the note flambé are the dwellings ravaged by the fire: what cost insurance france? flames. the goods they contain. In Los Angeles. for example, the fire destroyed very populated areas with, in particular, villas containing high -value assets which were insured. In Marseille (Bouches-du-Rhône), in early July, around thirty houses were charred. If insurers do not yet have a quantified assessment concerning individual compensation, the note could be quite salty.
But the inhabitants must still have respected the law. “In these regions. the municipalities or the prefectures set up prevention plans that the inhabitants must follow scrupulously,” continues Olivier Moustacakis. In particular, they must brush a perimeter of around 50 m, sometimes more, around their accommodation. If they do not do so. as has sometimes been the case in Marseille, their insurer can contractually reduce compensation in the event of a claim, or even delete it. »»
Further reading: New Zealand-France: the Blues have promises to hold … in Wellington, how can the XV of France reissue the performance of Dunedin – Dauphine by Pauline Ferrand-Prévot, half a vollering proud of her weight – The 36th edition of the Tour de France by running has made a stopover in Barbotan-les-Thermes – “The bartender wanted to stir up the flame by launching alcohol”: a young student plunged in an artificial coma after being seriously burned in a nightclub – Risk of fire and drought in the west of France: how to organize in the face of a threat that extends?.
