Leasing little used switzerland, rightly,: This article explores the topic in depth.
Nevertheless,
Leasing little used switzerland. Furthermore, rightly,:
According to a TCS survey from a thousand of its members published on Wednesday, Swiss motorists are only 20% to have leased to acquire a car. Moreover, This disenchantment for this payment method is generally explained by debt aversion and dissuasive conditions.
The majority of those questioned in the survey are painful to be linked to a credit over several years. Moreover, Besides, the bank loan is also very little used. Consequently, The purchase in cash. by bank transfer is therefore widely favored by eight people in ten affiliated to the TCS.
These consumers justify their decision by their available financial means. the lack of attractiveness of external funding, but also by the desire to avoid debts and the desire to have a long -term car.
Two to three times more expensive – Leasing little used switzerland, rightly,
In addition. more than half of respondents fear that leasing will cost them in total leasing little used switzerland, rightly, more than the real value of the car. A partially founded fear, estimates the car lobby. Because to the monthly payments are added additional costs linked to leasing. such as compulsory complete CASCO insurance, repair obligations or recovery costs.
The Swiss Association for the Defense of Motorists estimates that for a new car. it is necessary to multiply the price of leasing by two to have the cost of the real with the additional charges. And even by three if it is a used car.
Judicious according to the situation
According to his experts, you must avoid all leasing with an interest rate beyond 8%. We should also be wary of low rates, as they are often calculated on a high catalog price. However, garage owners generally offer discounts and practically never sell cars at such prices.
It is therefore interesting to compare the offers. to negotiate or to assess different means of financing, leasing little used switzerland, rightly, which can sometimes be advantageous.
However. the TCS notes that leasing can be wise depending on the life situation, especially for those who, having a stable financial situation, wish to drive a modern and well equipped vehicle without getting involved in the long term. It can also prove to be “judicious” to the purchase of an electric vehicle. whose residual values are still difficult to predict, because it allows to protect itself against a possible large loss of value in the event of resale.
Loïc Delacour/Jop
Further reading: Weather: a warm and stormy weekend announced in French-speaking Switzerland – Valais: three prisoners from Sion prison tried to escape – Finland – Switzerland: Pia Sundhagus makes no change – Why Switzerland is one of the countries that warm up – Automobile: SUVs remain the favorite category of the Swiss.
