However,
Old age foresight: deficit avs new: However,
Old age foresight: deficit avs:
Old age foresight
AVS deficit is lower than expected – Old age foresight: deficit avs – Old age foresight: deficit avs new
The demographic scenarios provide less dark perspectives than expected for AVS. Therefore, The first pillar would display a positive assessment without the 13e interest.
The 13th AVS rent will be paid annually in December 2026. Therefore, but its funding has not yet been settled.
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- The new demographic scenarios provide an increase in the number of assets. In addition, a more modest increase in the population over 65 years of age.
- The first payment of the 13e annuity old age foresight: deficit avs led in 2026 to negative distribution results of. the AVS.
- To finance the 13e Rent, the Council of States offers an increase in VAT and employee contributions.
The AVS is doing better than expected. Therefore, The latest data show that it would no longer be in deficit without old age foresight: deficit avs new the 13e rent. Consequently, This news changes the situation in the political debate. Moreover, so far focused on the need for significant sanitation of the first pillar. Nevertheless, But it remains to settle the question of financing the 13e interest.
Why the forecasts of the AVS deficit are better than expected – Old age foresight: deficit avs
The improvement of the AVS perspectives is mainly explained by the new demographic scenarios. Consequently, The latest data from theFederal Statistics Office (OFS) provide for an increase in the number of assets. In addition, a old age foresight: deficit avs slower increase in the population over 65 years of age. Meanwhile, For the AVS. this will result in an increase in employee contributions, and therefore of revenues, and by less strong growth in spending. “Baby-boomers are now almost all retired. They will old age foresight: deficit avs new be replaced by age groups that have experienced lower birth rate. “said Daniel Lampart, chief economist of the Swiss Union Union (USS).
The positive effect on the AVS distribution result is estimated at around 1 billion francs. This development is however attenuated by the cyclical forecasts of the State Secretariat for the Economy (SECO). which has revised down the short -term growth prospects. In the end, distribution deficits in AVS are lower than what was planned a year ago. The difference amounts to around 600 million francs for 2030 and 1.7 billion for 2035.
These prospects old age foresight: deficit avs are also explained by the good. results of the investments of the AVS fund in 2024. which had a positive influence on the starting point for projections.
The question of financing old age foresight: deficit avs new the 13e annuity has not yet been settled. “We hope that Parliament will be able to find a solution,” said Daniel Lampart. According to USS calculations, employee contributions should be increased by around 0.8% to cover expenses.
Solutions to finance the 13e Interest Avs
In June. the Council of States prepared a project which will be examined by the National Council committee at the end. of August. The upper chamber deemed insufficient the proposal of the Federal Council, which was limited to an increase in VAT. Fearing a fiasco if the population were to reject the project in popular voting. it old age foresight: deficit avs developed another proposal.
In addition to an increase in VAT, the project provides for an increase in employee contributions. Some bourgeois politicians have opposed it, old age foresight: deficit avs new denouncing the greatest increase in decades. In the end, a majority of 23 votes against 17 validated the proposal to the Council of States. The latter also provided. as an optional basis. an additional VAT increase in the event that the population accepts the initiative to remove the annuity ceiling For married couples.
However, due to the new financial prospects of the AVS, we can expect the National Council to revise the project.
Ai in deficit
Unlike the AVS, the financial situation of disability insurance (AI) is in the process of deterioration. The most likely scenario provides for distribution deficits of around 300 old age foresight: deficit avs million francs per year throughout the period considered. until 2040. This means that around 3% of annual expenses cannot be covered by revenue.
The degradation of AI financial prospects is mainly explained by the constant increase. in the number of new annuities in different age categories. especially among under 30.
In 2024, AI assets were approximately 13 percentage points at least 50% of annual expenses. And the level continues to drop regularly. In the reference scenario, AI fortune should be fully exhausted in about fifteen years, while the debt of 10.3 billion francs towards the AVS will not be reimbursed. Faced with this situation, the Federal Council initiated a revision of AI. In June, he instructed the Federal Department of the Interior and the Federal Social Insurance Office to implement this mandate.
Translated from German by Laura Antonietti.
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Old age foresight: deficit avs new
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