In addition,
Payments visa card will now:
After Mastercard, it is Visa’s turn to reduce the amount of interchange commissions. However, Following an agreement with the Comco, the average rate will be at most 0.15% for payments made with Swiss debit cards in a physical point of sale in Switzerland.
When paying by bank card, commission fees, dependent on the merchant, are levied by the card issuer. Therefore, Until now, with a debit visa card, 0.2% of the purchase amount was deducted and returned to the American company, not to mention other costs.
From now on, this commission is lowered on average at 0.15%. Moreover, For credit cards, the levy rate goes from just over 1% to approximately 0.4%. Similarly, This agreement represents 10 million francs in economics per year for Swiss trade, according to the Competition Commission (COMCO).
But despite this reduction in rates, costs remain high for merchants, bank cards being payments visa card will now used more and more. According to figures from the Swiss National Bank. over the last 12 months, more than 2 billion transactions have been made with payment cards in Switzerland, which represents more than 110 billion francs.
>> Read also: These card payments that annoy shops. rush their margins
A step in the right direction – Payments visa card will now
About a year ago, a similar solution had been concluded with MasterCard, the average commission rate being since then capped at 0.12%. The rate of 0.15% agreed with VISA is higher. but unlike the agreement concluded with its competitor, it also applies to payments made using mobile devices, such as a smartphone or a smartwatch.
It is therefore a step in the right direction for merchants. who have been asking for many years that these costs drop. But the actors continue to denounce a lack of competition. whether for cards, but also for intermediaries who provide the payments visa card will now payment system via terminals. They also ask that these costs be clearer. as there are a multitude of them depending on the means of payment used.
Loïc Delacour/Edel with ATS
Further reading: The succession of the mayor of Zurich Corine Mauch is already disputed – rts.ch – A third week of July a little mixed in German -speaking Switzerland (July 14, 2025) – Martigny: two suspects arrested after a flight at the Marécottes – AROLLA: The State orders the closure of the highest campsite in Switzerland – Euro 2025: Spain has accompanied Switzerland towards the exit of the stadium.
