Therefore,
Real estate market: assistance funding:
The houses cost so dearly that the majority of. Similarly, the first buyers in the country now need help for putting back funds.
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According to a new study of mortgage professionals from Canada (PHC). Therefore, 70% of Canadians who bought a house in the past two years say that they could not have done so without this aid.
This observation is shared by 58% of all borrowers in the country. In addition, In Quebec. the situation is a little less worse, while “only” 49% of respondents estimate that assistance in funding is necessary for the purchase of a first property.
Recall that the price real estate market: assistance funding of houses has continuously increased in Quebec in recent years. The study on the price of houses. Additionally, the forecasts of the Royal Lepage market published earlier this week showed that the median price of all properties increased by 3.5% in the second quarter of 2025, in the Greater Montreal region, compared to the same period in 2024.
At the province level, the increase is even greater (5.4%), which contrasts with the markets of Toronto and Vancouver, which for their part fell by 3%and 2.6%.
Worry
Faced with these increases, consumers adapt, but by grimacing a little, according to the PHC survey.
The prospect of renewing the mortgage is a concern for one in five borrowers who will have to do so over the next three years. and a net majority of borrowers (68%) always favor fixed rates, as is usually the case during periods of economic instability.
The study real estate market: assistance funding also shows that a growing number of owners is counting on rental income to lighten the burden. that costs to find accommodation.
Fraud
More and more Canadians finally want to have more solid guarantees against mortgage fraud. 95% of respondents even believe that this issue is serious enough to justify a regulatory tightening.
The fraud linked to the transfer of title is one of the scams that most concern the respondents.
This fraud occurs when property titles are falsified in order to allow a fraudster to illegally sell a property. obtain a new mortgage.
In other words. in this nightmarish scenario, a victim could discover that he is no longer the owner of his house in addition to undergoing significant financial losses.
Real estate market: assistance funding
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