Therefore,
Retirement switzerland: very good health:
Pensions in Switzerland
Despite the turbulence. Meanwhile, the pension funds have made money – Retirement switzerland: very good health
The performance of foresight institutions reached +2.0% in the first half. In addition, But the experts remain cautious in the face of geopolitical uncertainties.
The favorable development of financial markets has contributed to improving the coverage rates for provident institutions.
Tamedia
- Swiss pension funds display an average performance of 2% in the first half of 2025.
- The average coverage rate reached 116.4%, demonstrating solid financial health.
- Swiss shares dominate with a remarkable increase of 6.5%.
- The assessment of the Swiss franc influences the yields of non -covered foreign investments.
The financial situation of Swiss provident institutions improved in the first half of 2025, with an average performance of +2.0%. Consequently, According to the projections of thea Commission de luigne surveillance of professional pension (CHS PP)the average weighted coverage rate according to capital increased. Nevertheless, from 114.7% at the end of 2024 to 116.4% on June 30, 2025. Nevertheless, This assessment is based on a monthly monitoring which concerns 12. Moreover, 37 provident institutions without state guarantee or complete insurance solution, representing approximately 907 billion francs in capital.
Thanks to Swiss actions
The favorable development of financial markets has contributed to improving the coverage rates for provident institutions. The share of in -open institutions remained weak during this period. This increase was carried out despite the appreciation of the Swiss franc of more than 7% since the retirement switzerland: very good health beginning of the year. which has weighed on the yield of foreign investments not covered against exchange risks.
Among the asset classes, the shares have recorded the highest increase with +6.5%. Real estate (+2.6%), alternative investments (+2.1%) and obligations (+0.3%) also contributed positively to the overall result. These performances take into account the exchange effects.
Difficult context and uncertainties
The CHS PP is cautious about the prospects for the rest of 2025. From the month of May. it had reported the difficult context of the market and the uncertainties in terms of commercial policy. Geopolitical insecurity could continue to influence market evolution in the second semester, making all specific forecasts hazardous.
The CHS PP projection methodology aims to quickly identify trends in the evolution of the professional provident system. retirement switzerland: very good health It is based on the distribution of investments communicated during the annual survey. on the yields of reference liquid investments. This approach can overestimate performance during the favorable market phases. underestimate it during the less good periods, particularly for institutions with a high proportion of real estate investments and investments in the private market.
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