Taxes change the rules at the start of the school year, some will pay much more expensive

Millions of couple must take an approach to prevent one of the members from being paid more taxes. However,

The agreement in a couple is essential and the question of finance is often a source of discord. However, many ignore it, but in 78% of couples in France, men achieve considerable savings at the expense of their spouse. In addition. Furthermore, The fault of a rule set by the taxman who impacts the 15 million married or PACS couples residing in France. Furthermore, Consequence: without even realizing it, millions of women pay too much taxes while their spouses do taxes change rules start school new not pay enough.

This injustice stems from taxes change rules start school the source withdrawal mechanism, established since 2019 in France. However, With this system, a percentage is automatically levied every month from income (salary, retirement pension, etc.) received by the taxpayer. For example, an employee earning 1,940 euros net per month can be applied to a 4.4%source levy rate, which represents a monthly deduction of around 93 euros.

However, for married or PACS couples, the tax administration assigns a levy rate at the common source. This rate is calculated on the couple’s average income. Only here, in the vast majority of couples (78%), women perceive remuneration below that of their spouse. In 20% of couples, man’s salary is even three times higher than that of his wife. Thus. with a common source levy rate. women pay too much tax compared to what they should pay if this rate depended taxes change rules start school new only on their personal income. Man benefits from a lower tax rate taxes change rules start school (13 % on average). women undergo a higher tax rate (6 % on average) to that that each would support if he was single.

Take the example, from Charles and Dana, a couple PACS without children. Charles receives 3,000 euros net per month, while Dana receives 1,500 euros net. With a common rate of 7.5%, Charles pays 225 euros per month of withholding tax, while Dana is punctuated 112 euros. However, if the couple had chosen an individualized source deduction rate, the Charles rate would amount to 10.4% and that of Dana would decrease to 1.7%. In this case. she would only pay 26 euros per month to taxes while a deduction of 311 euros would suffer from her salary.

taxes change rules start school new

Another example: that of Gabriel and Camille, a couple married to two children. Gabriel receives 4,600 euros net per month while Camille taxes change rules start school earns 1,850 euros net. Their common rate of withdrawal is 8.4%. Thus. Camille pays 1. 866 euros to the taxman every year, while she would only pay 96 euros if she had chosen the individualized rate which would stand at 0.4%. For his part, Gabriel would see his contribution increase with an individualized rate which would rise to 11.6%.

To remedy this injustice, the tax administration will automatically apply the individualized rate to all couples from September 2025.

Married. PACS taxpayers who refuse this individualization. wishes to maintain their common rate have the possibility of going to the tax site.gouv.fr, in the “Manage my withholding tax” section. There. they will be able to check a new option entitled “Maintain the hearth rate of taxes change rules start school new my sample at the source”.