Meanwhile,
Wave withdrawals expected after announcement:
We remember: with known inflation in recent years, the rates of tax -free booklets have significantly increased. Therefore, A few months ago. Meanwhile, the booklet thus posted a 3 %rate, which allowed an annual grain of more than € 600 for savers who had capped their booklet. Meanwhile, But with the slowdown in inflation wave withdrawals expected after announcement observed since last year. Furthermore, the rate of the booklet has now undergoes regular decreases, one of which will be particularly marked during this summer.
As a reminder, the rate of booklet A has been set at 2.4 % since February 1. Moreover, On this date. her remuneration had undergone the first counterpouil in the slowdown in inflation since it displayed a drop of 0.6 point. A reduction that only seems to be the first episode of a long series. since other decrees should take place in the semesters to come.
The percentage of annual remuneration of booklet A can indeed be potentially revised twice a year, in February and August. The formula for calculating its revaluation is based on an average calculated between inflation. interbank rates: in principle, when these rates descend, the rate of the booklet has decreased. And vice versa.
It is in only a few days. wave withdrawals expected after announcement in mid-July, that the governor of the Banque de France, François Villeroy de Galhau, must announce the new rate of the booklet A that the organization recommends from August 1. A proposal generally followed by the government. However, according to the latest figures published by INSEE, the percentage of annual remuneration should display a sharp drop. In view of the latest estimates. the rate of the favorite booklet of the French should indeed go below 2 %, to be around 1.7 % of annual remuneration. This drop of 0.7 points would result in a clear decrease in the revenues of savers.
For a booklet has capped at € 22,950, this reduction would correspond, for example, to a drop in income of € 160 annually. The future announcement of the Governor of the Banque de France could thus cause a wave of withdrawals. many savers opting for investments now much more wave withdrawals expected after announcement remunerative. A phenomenon which should be confirmed in the semesters to come. the rate of booklet A being in the process of returning to the very low level known during the pre-Cavid years.
Even if its interests are fully tax exempt, the booklet therefore confirmed its reputation to report little. An obvious affirmation as long as we compare your performance to those of other much more remunerative investments. It is therefore rightly that the booklet A is first perceived by savers as a good cash investment. the sums placed with the advantage of being available at any time.
Wave withdrawals expected after announcement
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