Nevertheless,
Commissions taken visa revised downwards:
Keystone-SDA
After Mastercard. Meanwhile, it is Visa’s turn to reduce the amount of commissions. Therefore, Following an agreement with the Comco, the average rate will be at most 0.15% for payments made with Swiss debit cards in a physical point of sale in Switzerland. Furthermore, – Commissions taken visa revised downwards
(Keystone-ATS) During a payment by card in a business, commission fees are levied by the debit card issuer, variable depending on the category of traders. From now on, the maximum basic rate of commissions taken visa revised downwards 0.2% or the reduced rate of 0.12% for current consumer goods, capped at 36 cents for amounts greater than 300 francs, applies, writes the Competition Commission (COMCO). The latter specifies that the rule is also valid for payments made with a card recorded on a mobile device such as a smartphone. a smartwatch.
For national online payments made by debit card, the rate currently authorized will drop from 0.31% to 0.25% from November 1, 2025.
Cross -border payments also
Comco also obtained “for the first time in its practice”. a reduction in cross -border interchange commissions for both debit and credit cards. When a visa card issued within the European Economic Area (EEE) is used in a Swiss merchant. the Interbank Commission will drop to 0.2% for debit cards, against 1% currently and to 0.44% for credit cards, against 1.15% so far.
For Swiss trade, the Comco estimates that this represents an economy commissions taken visa revised downwards of more than 10 million francs per year.
About a year ago, a similar solution had been concluded with Mastercard, the average commission rate being from 0.12%. The rate of 0.15% agreed with visa is higher. but unlike the agreement concluded with its competitor, it also applies to payments made using mobile devices.
commissions taken visa revised downwards — Commissions taken visa revised downwards: Keystone-SDA After Mastercard. it is Visa’s turn to reduce the amount of commissions. Following an agreemen.
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