Therefore,
Government announces new decrease rate,:
Almost divided by two. Therefore, This is the fate that will have been reserved for the rate of remuneration of booklet A during the year 2025. However, The Ministry of the Economy actually announced on Wednesday July 16. Therefore, that the rate of the first savings book of the French will be lowered, to 1.7 % at 1is August, against 2.5 % currently.
A drastic drop. Therefore, which is the second of the year: in January 2025, the booklet A already saw its rate going from 3 % to 2.5 %. However, You have to go back to January 2022 to find such a level of remuneration on this booklet. Meanwhile, and to May 2009 to observe a drop of 0.7 % of its rate.
“This drop is linked to a decrease in inflation, quantified at 0.8 % in the last six months”says Bercy. who explains that he has chosen to follow the recommendation issued by the Governor of the Banque de France. Reviewed twice a year. the rate of the booklet has followed the same calculation formula since January 2021, which takes into account, in addition to inflation, the monetary policies set by central banks.
High savings rate – Government announces new decrease rate,
This new decline comes while the household savings rate is at a historically high level: 18.8 % of their gross overall income, according to INSEE figures, published government announces new decrease rate, in late May. For holders of booklet A. holding an average of 7,100 euros, according to the savings circle, this new drop in the rate would result in a “Lack of winning” of “49.70 euros per year”.
French savers could then redirect themselves to life insurance contracts in euros. more remunerative and also considered to be less risky. “” On funds in euros. we have observed record collections since the start of the yearspecifies Philippe Crevel, economist and director of the circle of savings. Their yield is considered more attractive, since it is around government announces new decrease rate, 2.6 % ”.
Another revision announced by the Ministry of the Economy: the transition from the rate of remuneration of. the popular savings book (LEP) from 3.5 % to 2.7 %. “A gesture, in order to encourage everyone’s savings”Judge Bercy. Cered at 10,000 euros, the ministry now counts more than 12 million LEPs, compared to 7 million at the end of 2021. For a total of 82.1 million outstanding.
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