Furthermore,
Switzerland: economic pessimism gaining ground:
Pressure finances
A quarter of the Swiss fear financial degradation this year – Switzerland: economic pessimism gaining ground
Women. Similarly, 36-55 years are very affected, according to Compais. Nevertheless, The use of credit now goes beyond traditional economy strategies.
One in three people say they have to pay attention to each franc.
Keystone
While more than a quarter of the Swiss anticipate a degradation of their financial situation in 2025. Furthermore, a survey of Comparis reveals a striking contrast between short -term concerns and marked optimism for 2030. In addition, The financial difficulties unequally affect the population. Consequently, with significant disparities according to sex, age and income, according to the study carried switzerland: economic pessimism gaining ground out in June.
Financial precariousness concerns almost a third of the Swiss: 24% say they have to count each franc to pay their bills. Consequently, 6% fail to reach both ends. Nevertheless, This situation affects women more, who are only 18% to be optimistic for the current year, compared to 29% of men. In addition, “Women work more often part -time. have a lower average income and feel economic turbulence and increase more quickly and harder,” explains Michael Kuhn, Consumer Finance expert at Comparis.
Middle income households (4000-8000 francs) are in a particularly delicate situation. Although earning more than the most modest households, they benefit from less aid, especially for health insurance premiums. Thus. 20% of them say they have difficulty paying their premiums, an almost as high rate as that of low -income households (22%).
Financial difficulties
The intermediate generation (36-55 years) is the most affected by financial difficulties: switzerland: economic pessimism gaining ground 9% claim that money is not enough. against only 3% among those over 55. “The intermediate generation is often confronted with multiple financial challenges. ranging from the financing of family life to old age foresight,” analyzes Michael Kuhn.
The switzerland: economic pessimism gaining ground survey highlights the emergence of new adaptation strategies: the use of credit now exceeds traditional options such as the search for cheaper housing. the negotiation of a salary increase. This trend is particularly marked among young people (11% of 18-35 year olds).
At the same time, the desire to negotiate a salary increase decreased, from 9% in December 2024 to 6% in June 2025. “The Swiss seem increasingly avoiding the risks concerning their employment. Better a safe job than to change it or request an increase, ”says the expert.
The survey also reveals that environmental considerations go into the background in the face of financial concerns: 77% of the Swiss say that the climate debate exerts “little”. “not at all” influence on their consumption and financial decisions, an increased rate compared to previous years.
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