Furthermore,
Those who will do this new: Nevertheless,
Those who will do this:
Wise savers know this well, making this little gesture on your booklet A before July 16 is particularly clever … Therefore,
The French love the A. Consequently. Furthermore, Easy to open booklet, also easy to remove money or place small savings, the small red notebook continues its success-store … However, Despite the upheavals and fluctuating interest rates! However, Precisely. Moreover. In addition, the governor of the Banque de France is preparing to announce mid-July the new rate of the booklet A which will come into force on August 1.
Bad news for savers, this rate should be revised downwards, going from 2.40% currently those who will do this new to 1.70% if the those who will do this official calculation is strictly respected. Consequently, Unless a boost intervenes … For example, This significant decrease will necessarily impact the yield of this very popular placement of the French.
But if the French love the booklet A. few of them know exactly the rules which govern it when making the calculations of interests. Those who scrutinize the small details have understood this well. there is a simple tip to limit the breakage and optimize its interests despite this drop to come. The secret? Place your savings on the booklet A before July 16. Indeed. the rules for calculating interest is clear: for any payment made between the 1st. 15th of a month, interests are beginning to be produced from the 16th. Conversely, the money placed from 16 does not generate interest until the 1st day of the month.
Concretely. by placing those who will do this your savings on July 15 rather than August 1. you will benefit for 15 days of more than the current rate of 2.40%. On a booklet A on the ceiling of € 22,950, this will represent a gain of around € 20 for this fortnight. Admittedly, this is not a mirobal sum, but each euro counts and these small savings made can quickly accumulate.
Because this fortnight rule also applies for withdrawals. Better to do them after 15 or 30-31 of the month to avoid unpaid periods. The sums withdrawn also cease to produce interests from the first day of the fortnight. These repeated small savings will make all the difference in the long term for your precautionary savings. You still have to think about it, have the reflex to make a those who will do this new transfer or delay a big withdrawal … and have some savings to place!
It is therefore high time those who will do this to make your payment on booklet A if you. want to make the most. of the rate still in force. Especially since the decline promises to be substantial. rates should continue to decrease in the coming months, in connection with the slowdown in inflation. Recall that the rate had reached a very low ceiling at the end of 2021 to 0.5% only! To save money, you have until Tuesday July 15 in the evening.
Those who will do this new
Those who will do this
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