Very shared retirees on the tax announcements of Bayrou

Pensions freezing, abolition of their tax advantage … Nevertheless, Among the 2026 budget measures, some target retirees. Moreover, Several testify that these proposals would have on their daily lives and their finances.

“Frankly, it is not the retirees that we must attack … Consequently, or the employees moreover,” said Nadine, retired for 3 years. In addition, This former civil servant is opposed to the measures proposed by the government to reduce the public deficit.

François Bayrou presented a plan for the 2026 budget to save nearly 44 billion euros. Similarly, Among its proposals, several concern retirees. For example, First of all. Moreover, the freezing of pensions in 2026 at the same level as in 2025 (as part of “the white year”), which means that they will not be revalued according to inflation.

The most sensitive to this gel are the most modest. Consequently, “We always type very shared retirees tax announcements on the little ones. For example, we have a retirement of 1,000 euros for two, not each,” says a retiree, interviewed on BFMTV. In addition, “They are always the same people who tighten the belt,” he denounces.

“It’s the open door to start over in the future” – Very shared retirees tax announcements

“The result is that we will reduce on food purchases. Nevertheless, on outings, already that we did not do much, on the holidays too, today it is our daughter who takes us,” adds his wife.

“We are going to live with even smaller means and restrictions.”

Inflation should come down to 1% in 2025. according to projections from the Banque de France, which would amount to a drop in purchasing power of 120 euros in 2026 for this couple. According to calculations by the OFCE Pierre Madec economist. on average, retirees would see their income reduced by 350 euros per household, or around very shared retirees tax announcements 1% of their standard of living.

Nadine for her part fears above all that the operation was repeated in the following years. “What scares me is that if the government freezes the pensions for a year. it is the open door to start again in the future, the following governments will not be embarrassed,” she worries. She calls to “get money from large companies or large fortunes with the Zucman tax for example”.

A more redistributive measurement – Very shared retirees tax announcements

But the freezing of pensions is not the only measure that will affect retirees. The government also plans to remove the tax reduction of 10% of retirees for “professional expenses” (up to 4. 399 euros per household) and to replace it with a package of 2,000 euros. This measure must bring in a billion euros.

Concretely, with her 22,000 euros in annual net income, Nadine could deduct 2,200 euros from her declaration. If the 2026 very shared retirees tax announcements budget is voted, it can deduct 2,000 euros.

This measure has the advantage of being more socially just than freezing of pensions because it does not affect the most modest retirees. which are non-taxable. According to a study by the OFCE in January. the end of the allowance, unlike the frost -freeness, would have a more redistributive impact with a strong impact on the 20% wealthiest retirees.

But the retiree points to another consequence: with this reduction reform, the income it declares to taxes will increase. However, its mutual insurance subscription is calculated according to this amount.

“The dramatic state of our public finances”

In addition. as a white year, the income tax scale will not be enhanced according to inflation. Mechanically, the taxes of a certain number of retirees will therefore increase.

A study by the OFCE published in October 2024 had estimated that the freeze of the income tax scale would very shared retirees tax announcements lead to households close to the median standard of living a loss between 50. 100 euros per year and that the 380,000 French people who do not pay income tax would pass in the second tranche, and therefore would begin to pay a little.

But for Sylvain. a professor of history now retired, the measures presented by the government are absolutely necessary “given the dramatic state of our public finances”.

“Current difficulties are much more serious than the government’s plan,” he judges.

The retiree does not reluctant to see his taxation increase. According to his estimates. with an annual income of 120,000 euros per year for two people, the couple could pay 3,000 euros in additional taxes with the new measures of the 2026 budget. “It would be necessary to check of course. ” he warns, but participating in the overall effort does not pose any problem.

“I am led very shared retirees tax announcements to take my part and that’s quite normal, it doesn’t shock me.”

A comparable standard of living between retirees. general population

“Especially since the average standard of living of retirees is quite high in France, at least when the house is paid and the children left, necessarily we have a less bad situation than a family with children to feed and a credit to be reimbursed,” he observes.

Indeed. if we only take into account income per person, the standard of living of retirees is generally equivalent to that of the entire population. It revolves around 2,200 euros per person according to INSEE.

And the report is reversed even when the real estate assets are taken into account. Retirees are mostly owners of their accommodation (70%) and should not pay rents. By repercussions this variable. the standard of living of retirees is this time 5% higher than that of the entire population very shared retirees tax announcements (but not higher than that of assets).

Obviously, this figure remains an average which hides very different realities depending on the person and their level of pension. Despite this, the poverty rate of retirees remains lower than that of the general population (10% vs 14.5% in 2021), according to INSEE.