Par
Briac Trébert
Published on
You knew the scam with the road offense, at the child psycho, on the delivery of packages, the childpiece sms to the child who has a problem with his phone (so -called “cuckoo papa/mom …”) … This summer 2025, it is also alert messages at the fraudulent banking transaction that multiply on the French phones.
Examples of messages received: “Fraudulent transaction alert in the process of 958.99 euros. Please immediately contact the opposition center on 01xxxxxxxx » […] “Hello, a suspicious payment of 629.99 euros was detected. If you are not at the origin, contact the security service at 09 xxxxx »
The crooks create a feeling of urgency among the victims
The goal of crooks in this summer period? Quickly call you a false “anti-fraud” service, in panic. This will make you handle to recover money according to one of the different variants of the scam “to the false banking advisor”, warns the site Signala community protection site against internet scams:
Banking establishments communicate regularly on these scams with their customers, but, despite this, the crooks still manage to create a feeling of emergency in many victims by manipulating them in order to make them validate fraudulent banking operations. “I have just been ripped off after receiving a text from the Crédit Cooperative speaking of a suspicious levy. Unfortunately I called and I gave all my codes, my card, etc. For payments of more than 2,000 euros. I am disassembled… ”, thus testified this July 16, 2025 a surfer on the Signal-Arnaques forum.
The crook claims on the phone to have identified suspicious actions in progress on the victim’s bank account and asks him to confirm them or offers to block them in an emergency. For this, he asked the victim to communicate codes she receives by SMS or makes him confirm actions on her banking application. These codes or confirmations actually allow the crook to validate fraudulent operations on the victim’s accounts: purchases by bank card, addition of beneficiary and transfers …
In some cases, the false advisor even sends a courier!
In some cases, the false advisor asks the victim the secret code of his bank card and sometimes even sends him a courier (real or false courier) or an alleged employee of the bank to recover the card at his home, on the pretext of securing it or destroying it. The crooks will then use the victim’s card for withdrawals of money or purchases. “The information used by the crook to target the victim and credibility his scam could be obtained in different ways: phishing (phishing), account hacking, password thief virus on one of the victim’s devices (computer, telephone …), etc. “Explains the government site Cybermalveillancewhich lists the precautions to be taken.
First of all : Your bank advisor will never ask you to communicate your password to him, confirmation codes or carry out validation or cancellation actions on your banking application for supposed fraud on your accounts. Likewise, you will never be asked by your bank to communicate the secret code of your bank card, or put it back to a courier or any other person sent to recover it.
Alert your bank with all fraudulent payments and/or transfers. Depending on the case, ask for refund, suspension or even return of funds. Your bank may require a copy of your complaint to instruct your request. Keep evidence, including telephone numbers, messages or emails you have received, transfer orders, payments or any other information that could serve you to report the scam to the authorities and be claimed by your bank.
Beware of alarming calls or messages (SMS …) that seem to come from your bank informing you of fraudulent operations on your accounts, check the information for yourself by contacting your bank by your usual means (agency, bank advisor, customer service, messaging of your customer area or banking application …), never communicate to anyone your identifiers and passwords, do not validate operations that you are not Your interlocutor pretends that it is a question of canceling them.
The (real) your bank’s opposition phone number
What if it’s too late? So, do without time opposition to your bank card in the event of a false adviser, and a fortiori if fraudulent operations have been carried out with your bank card, to prevent any subsequent malicious use.
Your bank’s opposition telephone number is on its website and its ticket distributors. You can also contact the interbank server opposition to the bank card by phone on 0 892 705 705 (surcharge number), service open 7 days a week, 24 hours a day.
If the crooks have accessed your online bank account or if you suspect it, change your confidential code/access password as soon as possible or ask your bank to reset it.
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