Consequently,
How insurance preparing natural disasters:
In Switzerland. For example, several insurances sound the alarm in the face of an intensification of extreme climate events. Nevertheless, The movable, Axa and the Vaudoise note an intensification of these phenomena. Furthermore, In the future, will some regions become unassocury?
“We expect increases in terms of frequency and intensity. Therefore, This is observed in our statistics. For example, our key figures and on the ground: not only hail, but also everything related to the overflows of rivers and floods,” describes Martin Steinauer, responsible for the claims with a movable for the French-speaking part, interviewed Monday in the morning.
“Today. what greatly concerns us are the events that occur successively in the mountainous regions,” he continues, evoking the destruction of Blatten. “Such a damage to a village in a few minutes is new.”
There is no question today of ceasing to cover how insurance preparing natural disasters certain regions in Switzerland
Currently, all regions remain assurable in Switzerland, even the sites found in red areas because of the risks of floods, landslides or avalanche. But in the future? Insurance work on eggs when mentioning this very sensitive issue.
“Today there is no question of ceasing to cover certain regions in Switzerland. ” said Samuel Gétaz, a claim representative for French -speaking Switzerland with AXA. He nevertheless evokes analyzes to do with experts to validate measures – prevention for example – to be able. to continue to ensure certain damage in certain regions.
>> Read also: Damage to Blten, a complex challenge for insurance and state et Blatten’s landslide caused 320 million francs in damage
![A view of the village devastated from Blatn (VS) the day how insurance preparing natural disasters after the Birsch glacier landslide. [KEYSTONE - JEAN-CHRISTOPHE BOTT]](https://img.rts.ch/articles/2025/image/9a2zdi-28921804.image?mw=1280 "A view of the village devastated from Blatn (VS) the day after the Birsch glacier. landslide. [KEYSTONE - JEAN-CHRISTOPHE BOTT]")
And the premiums? – How insurance preparing natural disasters
Insurers point out that bonuses for natural damage are strictly regulated by law, with uniform and compulsory prices. However. they recognize the possibility of a future evolution of premiums according to risks, especially in these areas with high exposure.
But they insist that they cannot unilaterally modify these prices. Faced with these constraints, the companies rather emphasize the prevention and pooling of risks.
Radio subject: Cynthia Racine
Adaptation web: Julie Liardet
Further reading: Lugano celebrated three days during the former Swiss guards – Swiss Catholic portal – Geneva road crisis – A motorway tunnel abandoned under the station becomes the pride of Zurich cyclists – RTS.CH – There are fewer and fewer believers in Switzerland – Rts.ch – Sex education: two elected officials want to remove the exemptions.
