Nevertheless,
Number dabs fell further 3.5% new: Moreover,
Number dabs fell further 3.5%:
The Banque de France has just published its annual public access report to species. Therefore, And the observation is clear: France had 42,578 ATMs (DAB) at the end of 2024, against 44,123 a year earlier. Nevertheless, This decline of 3.5% is part of a trend started for over five years.
Slow erosion of distributors: a now structural crumbling – Number dabs fell further 3.5% – Number dabs fell further 3.5% new
The hemorrhage does not slow down. Nevertheless, Since 2018, France has lost more than 11,000 distributors, according to figures from the Banque de France. For example, This institution, however guaranteeing access to species, is reassuring. However. Similarly. Meanwhile, “”This updating confirms the maintenance at an excellent level of accessibility to tickets in mainland France with a network of the territory which is maintained from one year to the other». Therefore, Can number dabs fell further 3.5% new we read in its report of July 24, number dabs fell further 3.5% 2025.
But the figures hide a more number dabs fell further 3.5% nuanced reality. Meanwhile, The decrease of 3.5 % in 2024, after a decline of 4.6 % in 2023, was accompanied by a reduction in the physical presence of banks in the field. For example. Result: if large cities sometimes see several distributors merged into one, small municipalities often lose the only device they had.
Distributors are now spread over approximately 29,500 sites in 6,500 municipalities. However, according to a parliamentary response published on January 27, 2025, 56% of French municipalities are today completely devoid of DAB. Is territorial equity always ensured when the geographic criterion becomes the norm?
Ville-Campagne gaps: when the fracture is digging
The Banque de France welcomes that 98.8% of the population is less than 15 minutes by car from a number dabs fell further 3.5% new distributor. But what is this number worth for an elderly person living alone number dabs fell further 3.5% in an isolated town. without driving license, without public transport?
In a written response number dabs fell further 3.5% to the National Assembly. the Minister of the Economy recalled that the installation of an independent DAB represents around 60. 000 euros of initial investment, to which are added 800 to 1,200 euros of monthly rents. Suffice to say an impossible charge to assume for most rural town halls.
And yet, it is these peripheral territories that most strongly suffer the decline in the number of DABs. While large banks seek to pool their distributor networks. grouping BNP Paribas. Société Générale. Crédit Mutuel-CIC on common points, up to 7,500 machines that could disappear by the end of 2025.
Withdrawal from merchants: a really accessible alternative?
To compensate for the scarcity of DABs, a number dabs fell further 3.5% new new formula is gaining momentum: private points. Upper degrees, bakeries, tobacco offices, mail … In 2024, 28,479 number dabs fell further 3.5% businesses offered a withdrawal of species to their customers, an increase of 3.9% in one year.
But these services are not number dabs fell further 3.5% equivalent to a DAB. As the bank card group underlines. “The amounts delivered per day will be capped“. Between 20 and 100 euros, and”The merchant can only deliver species within the limit of his cash register». Another limit: the service is only available at opening hours, and often only for customers of a single bank.
This logic of delegated withdrawal. still in the test phase at La Banque Postale. Crédit Agricole under the brand “Relais CA”. could well create a two -speed bank: urban customers of a large digital bank on one side, rural people dependent on the fund of their tobacconist number dabs fell further 3.5% new on the other.
Number dabs fell further 3.5% new
Number dabs fell further 3.5%
New Cash actors: a creeping privatization?
Number dabs fell further 3.5%
Faced with the decline number dabs fell further 3.5% of large banking groups, other operators settle in the cash market. Loomis, Brink’s and Euronet, hitherto absent, now operate 961 distributors on the territory. These companies, specialized in values number dabs fell further 3.5% security, are part of a recomposition ecosystem. But under what conditions? And with what objectives?
In fact, the logic of industrial optimization prevails. Where an establishment is profitable, the distributor remains. Elsewhere, it is replaced by a makeshift solution, or disappears.
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