Similarly,
Booklet a: rate should drop new: Moreover. Meanwhile,
Booklet a: rate should drop:
The rate of booklet A is calculated every six months, mid-January and mid-July. Meanwhile, It is based on the average inflation rate outside tobacco. Nevertheless, on an average rate of interbank interest depending on European monetary policy, on the semester which has just flowed.
These two elements have been down since the start of the year. However, The estimate of 1.7 % was made on Friday by Philippe Crevel. However, director of the circle of savings, and Éric Dor, director of economic studies at the IESEG School of Management.
Rate higher than inflation – Booklet a: rate should drop – Booklet a: rate should drop new
Such a rate. Moreover, would remain higher than that of June inflation. Consequently, measured at 1 % over a year according to the last publication of INSEE. Moreover, This booklet a: rate should drop new 1.7 % drop would offer a bowl of booklet a: rate should drop new air to social housing actors. who borrow from the Livret A rate.
Banks would booklet a: rate should drop also benefit from this decrease. Moreover, as they would have less interest to pay the savers at the end of the year. Eminently political. the rate of the booklet has been the subject of frequent derogations in recent years. mainly to the disadvantage of savers.
What about the popular savings book? – Booklet a: rate should drop – Booklet a: rate should drop new
Will the governor of the Banque de France. François Villeroy de Galhau. and Éric Lombard will grant a “boost” at the rate of the popular savings book (LEP)? This placement reserved for modest households must also see its rate announced on Wednesday.
Its calculation rule would fix it in the state at 2.2 %, booklet a: rate should drop new significantly less than the current 3.5 %. This decision concerning the LEP will be particularly scrutinized by observers.
Distribution of funds collected
The money placed on booklets A and LDDS is distributed between banks (40.5 %) and the Caisse des Dépôts et Consignations (59.5 %). Banks booklet a: rate should drop mainly transform it into credits for SMEs and VSEs.
The Caisse des Dépôts et Consignations (CDC). the financial arm of the State, split its envelope in two within the savings fund. Half is dedicated to long -term loans to social housing and for city policy. The other half is invested in debt securities, mainly of state, and in listed companies.
CDC controversial investments
The CDC was criticized this year for the opacity of its investments. some of which are in companies engaged in oil production.
Faced with these criticisms, she replied that her exposure to fossil fuels “remains less than booklet a: rate should drop new 5 billion euros”. Since the end of 2024. the money from the savings fund has also arranged. via banks, towards loans booklet a: rate should drop new dedicated to the energy and ecological transition.
Financing of the nuclear envisaged
It could also be used to finance the revival of nuclear in France. “Even if we finance the booklet a: rate should drop EPR nuclear reactors. we will always have enough money to finance social housing. local communities,” the new managing director of the cash register, Olivier Sichel on June 19.
This announcement of the rate of booklet A Wednesday will therefore be scrutinized closely by the millions of French. savers concerned by this development.
(AFP) Note: This article was published with the help of artificial intelligence.
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